Mergers by Year
Bank Mergers in 1985
The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.
401
Banks acquired
NIC, banks as the acquired side
0
Credit unions merged
NIC, credit unions as the acquired side
104
Holding companies
Bank holding companies merged
Largest bank mergers of 1985
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| Dec 31, 1985 | The Citizens and Southern Bank of West Georgia | — | NationsBank, National Association (South) |
| Dec 31, 1985 | The Citizens and Southern Newnan Bank | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Gwinnett Bank & Trust Company | — | First Georgia Bank |
| Dec 31, 1985 | City Bank & Trust Company of Lincoln | — | Havelock Bank |
| Dec 31, 1985 | Bank of Boston Trust Company of Arizona | — | Chase Trust Company of Arizona |
| Dec 31, 1985 | Manufacturers Hanover, National Association | — | Manufacturers Hanover Trust Company |
| Dec 31, 1985 | The Citizens and Southern Bank of Dublin | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Northern Michigan Bank of Marquette | — | Northern Michigan Bank & Trust |
| Dec 31, 1985 | Western Community Bank, National Association | — | Western Community Bank |
| Dec 31, 1985 | Home Federal Savings and Loan Association of Sioux City | — | Vantus Bank |
| Dec 31, 1985 | Northern Michigan Bank of Kingsford | — | Northern Michigan Bank & Trust |
| Dec 31, 1985 | The Citizens and Southern Bank of Thomaston | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Wellington Colorado Industrial Bank | — | Fort Collins Colorado Industrial Bank |
| Dec 31, 1985 | Georgia State Bank | — | First Union Bank of Augusta |
| Dec 31, 1985 | Western Ohio National Bank & Trust Company | — | Heritage National Bank and Trust Company |
Every merger recorded in 1985
1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Jul 2, 1985 | City Federal Credit Union | United Financial Services Federal Credit Union |
| Jul 2, 1985 | Htu No 14 Federal Credit Union | Susquehanna Valley Federal Credit Union |
| Jul 2, 1985 | Iymba Federal Credit Union | Northwood Federal Credit Union |
| Jul 2, 1985 | Inpaco Employees Federal Credit Union | American Heritage Federal Credit Union |
| Jul 2, 1985 | Woodfield Investment Corporation | Usameribancs, Inc. |
| Jul 2, 1985 | First Highland Corporation | Usameribancs, Inc. |
| Jul 2, 1985 | Elk Grove Investment Corporation | Usameribancs, Inc. |
| Jul 2, 1985 | East Riverside Inc. | United Bancorporation, Inc. |
| Jul 2, 1985 | Gulf National Bancorp, Inc. | Premier Bancorp, Incorporated |
| Jul 2, 1985 | Rochelle Bancorporation, Inc. | United Bancorporation, Inc. |
| Jul 2, 1985 | Oregon Corporation | United Bancorporation, Inc. |
| Jul 1, 1985 | Commerce Bank of University City | Commerce Bank, National Association |
| Jul 1, 1985 | Utelco Cu | Avadian Credit Union |
| Jul 1, 1985 | Guardian Bank | First Union National Bank of Florida |
| Jul 1, 1985 | Brewery Empl Fcu | Heritage Bank of the South |
| Jul 1, 1985 | Commerce Bank of Richmond Heights | Commerce Bank, National Association |
| Jul 1, 1985 | Champion Employees Federal Credit Union | One Federal Credit Union |
| Jul 1, 1985 | Transportation Employees Federal Credit Union | Diversified Members Credit Union |
| Jul 1, 1985 | Spokane Federated Farm Credit Union | Spokane Teachers Credit Union |
| Jul 1, 1985 | Abhv Miners Federal Credit Union | Arh Federal Credit Union |
| Jul 1, 1985 | John Deere Davenport Works Credit Union | Dutrac Community Credit Union |
| Jul 1, 1985 | Utili-Comm Credit Union | Central Missouri Community Credit Union |
| Jul 1, 1985 | Hall-Roto Central Credit Union | Vamco Credit Union |
| Jul 1, 1985 | Dietz Employees Federal Credit Union | Syracuse Fire Department Emloyee Federal Credit Union |
| Jul 1, 1985 | Heritage National Bank | United Bank |
| Jul 1, 1985 | Sun Employees Credit Union | Leaders Credit Union |
| Jul 1, 1985 | Bank of Goochland | Jefferson National Bank |
| Jul 1, 1985 | Dreis and Krump Credit Union | Sherwin Williams Employees Credit Union |
| Jul 1, 1985 | See Cu | Louisiana Central Credit Union |
| Jul 1, 1985 | Abney Mills Greenville Federal Credit Union | South Carolina Federal Credit Union |
| Jul 1, 1985 | Bay Catholic Federal Credit Union | Jolt Credit Union |
| Jul 1, 1985 | Winter Park Mem Hosp Fcu | Fairwinds Credit Union |
| Jul 1, 1985 | Gte Wellsboro Federal Credit Union | First Heritage Federal Credit Union |
| Jul 1, 1985 | Bank of Powhatan | Jefferson National Bank |
| Jul 1, 1985 | Commerce Bank of Webster Grove | Commerce Bank, National Association |
| Jul 1, 1985 | Phenix City Employees Federal Credit Union | Alatrust Credit Union |
| Jul 1, 1985 | Southern Bank | Jefferson National Bank |
| Jul 1, 1985 | Commerce Bank of St. Louis County | Commerce Bank, National Association |
| Jul 1, 1985 | C-E Lummus Federal Credit Union | Comtrust Federal Credit Union |
| Jul 1, 1985 | Pacific Concrete Federal Credit Union | Hawaii Federal Credit Union |
| Jul 1, 1985 | Farm Bureau Employees Federal Credit Union | Stagepoint Federal Credit Union |
| Jul 1, 1985 | Commerce Bank of Chesterfield | Commerce Bank, National Association |
| Jul 1, 1985 | Laredo Mopac Empl Cu | South Texas Regional Federal Credit Union |
| Jul 1, 1985 | Arco (Harvey) Credit Union | Illiana Financial Credit Union |
| Jul 1, 1985 | Commerce Bank-North County | Commerce Bank, National Association |
| Jul 1, 1985 | Columbia Ward Carnegie Pennsylvania Federal Credit Union | Southwest Communities Federal Credit Union |
| Jul 1, 1985 | Wiregrass Fcu | Avadian Credit Union |
| Jul 1, 1985 | Bank of Philippine Islands | Bank of the Philippine Islands |
| Jul 1, 1985 | Local 680 Federal Credit Union | Advanced Financial Federal Credit Union |
| Jul 1, 1985 | First Federal Savings and Loan Association | First American Federal Savings Bank |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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