Mergers by Year
Bank Mergers in 1985
The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.
401
Banks acquired
NIC, banks as the acquired side
0
Credit unions merged
NIC, credit unions as the acquired side
104
Holding companies
Bank holding companies merged
Largest bank mergers of 1985
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| Dec 31, 1985 | The Citizens and Southern Bank of West Georgia | — | NationsBank, National Association (South) |
| Dec 31, 1985 | The Citizens and Southern Newnan Bank | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Gwinnett Bank & Trust Company | — | First Georgia Bank |
| Dec 31, 1985 | City Bank & Trust Company of Lincoln | — | Havelock Bank |
| Dec 31, 1985 | Bank of Boston Trust Company of Arizona | — | Chase Trust Company of Arizona |
| Dec 31, 1985 | Manufacturers Hanover, National Association | — | Manufacturers Hanover Trust Company |
| Dec 31, 1985 | The Citizens and Southern Bank of Dublin | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Northern Michigan Bank of Marquette | — | Northern Michigan Bank & Trust |
| Dec 31, 1985 | Western Community Bank, National Association | — | Western Community Bank |
| Dec 31, 1985 | Home Federal Savings and Loan Association of Sioux City | — | Vantus Bank |
| Dec 31, 1985 | Northern Michigan Bank of Kingsford | — | Northern Michigan Bank & Trust |
| Dec 31, 1985 | The Citizens and Southern Bank of Thomaston | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Wellington Colorado Industrial Bank | — | Fort Collins Colorado Industrial Bank |
| Dec 31, 1985 | Georgia State Bank | — | First Union Bank of Augusta |
| Dec 31, 1985 | Western Ohio National Bank & Trust Company | — | Heritage National Bank and Trust Company |
Every merger recorded in 1985
1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Jul 30, 1985 | Guaranty Bancshares, Inc. | Premier Bancorp, Incorporated |
| Jul 30, 1985 | Catawba County Employees Credit Union | Civic Federal Credit Union |
| Jul 30, 1985 | Umdnj Federal Credit Union | North Jersey Federal Credit Union |
| Jul 29, 1985 | Rome Municipal Employees Federal Credit Union | Rome Federal Credit Union |
| Jul 29, 1985 | Jeannette Glass Federal Credit Union | Kennametal Employees Federal Credit Union |
| Jul 25, 1985 | Lawrence Federal Savings Association | Columbia Savings Association, F.A. |
| Jul 25, 1985 | South Bronx Federal Credit Union | Bethex Federal Credit Union |
| Jul 23, 1985 | Afco Empl Cu | Tip of Texas Federal Credit Union |
| Jul 22, 1985 | Citizens National Bank of Follansbee | WesBanco Bank, Inc. |
| Jul 22, 1985 | Independent Bank - South Michigan | Independent Bank - South Michigan |
| Jul 22, 1985 | Forsyth Interim Bank | Bank South, Macon |
| Jul 20, 1985 | Deposit Bank & Trust Company, Pleasureville, Kentucky | Republic Savings Bank, FSB |
| Jul 20, 1985 | First Virginia Bank - Hanover | First Virginia Bank - Colonial |
| Jul 20, 1985 | First Virginia Bank - Eastern Shore | First Virginia Bank - Hampton Roads |
| Jul 19, 1985 | Bank of Boston - Middlesex | Fleet National Bank |
| Jul 19, 1985 | Avondale Lafayette Empl Fcu | Alatrust Credit Union |
| Jul 19, 1985 | Opelika MFG Fcu | Alatrust Credit Union |
| Jul 19, 1985 | Peoples Bank Building Co. | Bank of America-Alaska, National Association |
| Jul 19, 1985 | Schwenkesville Building & Loan Association | Bally Savings Bank |
| Jul 18, 1985 | Pittsburg Bancshares, Inc. | Fourth Financial Corporation |
| Jul 18, 1985 | Olathe Bancshares, Inc. | Fourth Financial Corporation |
| Jul 18, 1985 | Salina Bancshares, Inc. | Fourth Financial Corporation |
| Jul 18, 1985 | M-L Bancshares, Inc. | Fourth Financial Corporation |
| Jul 18, 1985 | Cedar Key State Bank | Barnett Bank of Marion County, National Association |
| Jul 17, 1985 | Schmidt Oil Employees Credit Union | Fox Communities Credit Union |
| Jul 17, 1985 | State Bank of Boyd | Valley Bank, Menomonie |
| Jul 16, 1985 | Capital City Federal Savings and Loan Association | Meritor Savings Bank, F.A. |
| Jul 16, 1985 | Viroqua Bancshares, Inc. | The Baraboo Bancorporation, Inc. |
| Jul 16, 1985 | Coppes Federal Credit Union | Chiphone Federal Credit Union |
| Jul 15, 1985 | Hurst National Bank | Bank of North Texas |
| Jul 15, 1985 | Boyd's Credit Union | Arsenal Credit Union |
| Jul 13, 1985 | The Whitefield Savings Bank & Trust Company | Indian Head Bank North |
| Jul 13, 1985 | Unity Loan and Building Company | Amerifirst Bank, National Association |
| Jul 12, 1985 | Kolux Employees Federal Credit Union | Kokomo Heritage Federal Credit Union |
| Jul 12, 1985 | Wisconsin State Bank | First Bank Southeast of Lake Geneva, National Association |
| Jul 11, 1985 | First State Bancorporation | Charter Holding Company, Inc. |
| Jul 11, 1985 | Farmers Bank of Sunbury | First-Citizens Bank & Trust Company |
| Jul 10, 1985 | Quality Cu | Florida Credit Union |
| Jul 10, 1985 | Heritage Wisconsin Corporation | M&I LLC |
| Jul 10, 1985 | Newton Securities Inc | M&I LLC |
| Jul 10, 1985 | Frank Foundry Employees Federal Credit Union | Primetrust Financial Federal Credit Union |
| Jul 9, 1985 | Center Place Savings Credit Union | United Consumers Credit Union |
| Jul 8, 1985 | St. Anthony of Padua Federal Credit Union | Bethex Federal Credit Union |
| Jul 3, 1985 | Rockville City Employees Federal Credit Union | Skypoint Federal Credit Union |
| Jul 2, 1985 | S.B.A. Company | United Bancorporation, Inc. |
| Jul 2, 1985 | Altoona M P C Federal Credit Union | A.B. Federal Credit Union |
| Jul 2, 1985 | Prestemp Federal Credit Union | Riverfront Federal Credit Union |
| Jul 2, 1985 | Lutheran Federal Credit Union | Philadelphia Federal Credit Union |
| Jul 2, 1985 | Saia Employees Federal Credit Union | Pennsylvania Central Federal Credit Union |
| Jul 2, 1985 | Pittston Pa Postal Employees Federal Credit Union | Corner Post Federal Credit Union |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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