Mergers by Year
Bank Mergers in 1985
The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.
401
Banks acquired
NIC, banks as the acquired side
0
Credit unions merged
NIC, credit unions as the acquired side
104
Holding companies
Bank holding companies merged
Largest bank mergers of 1985
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| Dec 31, 1985 | The Citizens and Southern Bank of West Georgia | — | NationsBank, National Association (South) |
| Dec 31, 1985 | The Citizens and Southern Newnan Bank | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Gwinnett Bank & Trust Company | — | First Georgia Bank |
| Dec 31, 1985 | City Bank & Trust Company of Lincoln | — | Havelock Bank |
| Dec 31, 1985 | Bank of Boston Trust Company of Arizona | — | Chase Trust Company of Arizona |
| Dec 31, 1985 | Manufacturers Hanover, National Association | — | Manufacturers Hanover Trust Company |
| Dec 31, 1985 | The Citizens and Southern Bank of Dublin | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Northern Michigan Bank of Marquette | — | Northern Michigan Bank & Trust |
| Dec 31, 1985 | Western Community Bank, National Association | — | Western Community Bank |
| Dec 31, 1985 | Home Federal Savings and Loan Association of Sioux City | — | Vantus Bank |
| Dec 31, 1985 | Northern Michigan Bank of Kingsford | — | Northern Michigan Bank & Trust |
| Dec 31, 1985 | The Citizens and Southern Bank of Thomaston | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Wellington Colorado Industrial Bank | — | Fort Collins Colorado Industrial Bank |
| Dec 31, 1985 | Georgia State Bank | — | First Union Bank of Augusta |
| Dec 31, 1985 | Western Ohio National Bank & Trust Company | — | Heritage National Bank and Trust Company |
Every merger recorded in 1985
1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Aug 15, 1985 | Manchester Modes Employees Federal Credit Union | Northeast Family Federal Credit Union |
| Aug 14, 1985 | Benedictine Federal Credit Union | Ulster Federal Credit Union |
| Aug 14, 1985 | CFG Federal Credit Union | The Atlantic Federal Credit Union |
| Aug 12, 1985 | Saint Vincent Depaul Parish Federal Credit Union | Saint Colman & Affiliates Federal Credit Union |
| Aug 12, 1985 | First Ruskin Bank | Barnett Bank of Tampa |
| Aug 10, 1985 | Cwtmpa Cu | Members Trust of the Southwest Federal Credit Union |
| Aug 10, 1985 | Hennepin Employees Credit Union | Mid Minnesota Federal Credit Union |
| Aug 9, 1985 | Austin St SCH Empl Cu | Pecu |
| Aug 8, 1985 | NWS Supply Group Fcu | Carter Federal Credit Union |
| Aug 5, 1985 | Pioneer Bank of Peoria | First of America Bank-Illinois, National Association |
| Aug 5, 1985 | M&M Metropolitan Area Federal Credit Union | The Atlantic Federal Credit Union |
| Aug 5, 1985 | Cartech Employees Federal Credit Union | The Atlantic Federal Credit Union |
| Aug 2, 1985 | Rifle Industrial Bank | Glenwood Independent Bank |
| Aug 2, 1985 | Mount Healthy Savings and Loan Association | Highland Federal Savings Bank |
| Aug 1, 1985 | Cass County School and Governmental Employees Credit Union | Honor Credit Union dba Honor Investment Services |
| Aug 1, 1985 | Guaranty Commerce Corporation | Hibernia Corporation |
| Aug 1, 1985 | Niceville Bankshares Corporation | Barnett Banks, Inc. |
| Aug 1, 1985 | First Gwinnett Bancshares, Inc. | Wachovia Corporation of Georgia |
| Aug 1, 1985 | The Rome Bank and Trust Company | NationsBank, National Association (South) |
| Aug 1, 1985 | First National Bank of Gwinnett County | Wachovia Bank of Georgia, National Association |
| Aug 1, 1985 | Witco Employees Credit Union | Ambraw Federal Credit Union |
| Aug 1, 1985 | Fairmont Glass Employees Federal Credit Union | Indiana Members Credit Union |
| Aug 1, 1985 | United Church Credit Union Inc | Wright-Patt Credit Union, Inc. |
| Aug 1, 1985 | WFSH Cu | Union Square Credit Union |
| Aug 1, 1985 | First Federal Savings and Loan Association of Cincinnati | Citizens Federal Bank, F.S.B., a Federal Savings Bank |
| Aug 1, 1985 | Supreme Cu | Avadian Credit Union |
| Aug 1, 1985 | BFG Progressive Federal Credit Union | B F G Federal Credit Union |
| Aug 1, 1985 | Wooster Diebold Credit Union | Trupartner Credit Union, Inc. |
| Aug 1, 1985 | Western Heritage Federal Savings and Loan Association | The BENJ. Franklin Federal Savings and Loan Association |
| Aug 1, 1985 | Va Supply Depot Federal Credit Union | Pinnacle Federal Credit Union |
| Aug 1, 1985 | Mcea Credit Union | Associated School Employees Credit Union, Inc. |
| Aug 1, 1985 | Western National Bank | Bank of America NW, National Association |
| Aug 1, 1985 | Bank of Somerset | Cumberland Security Bank, Inc. |
| Aug 1, 1985 | East O a Federal Credit Union | Excel Federal Credit Union |
| Aug 1, 1985 | Business Banking Corporation | The Valley National Bank of Oregon |
| Aug 1, 1985 | Commercial & Exchange Bank | First Georgia Bank |
| Aug 1, 1985 | Vintage Empl Fcu | Excel Federal Credit Union |
| Aug 1, 1985 | First Georgia Bank of Cobb County | First Georgia Bank |
| Aug 1, 1985 | Episcopal Federal Credit Union | Greater Alliance Federal Credit Union |
| Aug 1, 1985 | Gardner Employees Federal Credit Union | River Valley Credit Union, Inc. |
| Aug 1, 1985 | H.B. Sherman Employees Credit Union | Omni Community Credit Union |
| Jul 31, 1985 | I O F Nebraska Federal Credit Union | Centris Federal Credit Union |
| Jul 31, 1985 | Northwest Sa | Creditbanc Sa |
| Jul 31, 1985 | Dewitt First Federal Credit Union | Americu Credit Union |
| Jul 31, 1985 | Ad-Art Employees Federal Credit Union | Financial Center Credit Union |
| Jul 31, 1985 | Employees Credit Union of University Milk Machine | Trades & Labor Federal Credit Union |
| Jul 31, 1985 | Jeffries Employees Federal Credit Union | La Financial Federal Credit Union |
| Jul 31, 1985 | Mid-South Bancorp, Inc. | Suntrust Banks of Tennessee, Inc. |
| Jul 30, 1985 | First American Trust Company | First American Trust, FSB |
| Jul 30, 1985 | Maw Federal Credit Union | Niagara's Choice Federal Credit Union |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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