Mergers by Year
Bank Mergers in 1985
The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.
401
Banks acquired
NIC, banks as the acquired side
0
Credit unions merged
NIC, credit unions as the acquired side
104
Holding companies
Bank holding companies merged
Largest bank mergers of 1985
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| Dec 31, 1985 | The Citizens and Southern Bank of West Georgia | — | NationsBank, National Association (South) |
| Dec 31, 1985 | The Citizens and Southern Newnan Bank | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Gwinnett Bank & Trust Company | — | First Georgia Bank |
| Dec 31, 1985 | City Bank & Trust Company of Lincoln | — | Havelock Bank |
| Dec 31, 1985 | Bank of Boston Trust Company of Arizona | — | Chase Trust Company of Arizona |
| Dec 31, 1985 | Manufacturers Hanover, National Association | — | Manufacturers Hanover Trust Company |
| Dec 31, 1985 | The Citizens and Southern Bank of Dublin | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Northern Michigan Bank of Marquette | — | Northern Michigan Bank & Trust |
| Dec 31, 1985 | Western Community Bank, National Association | — | Western Community Bank |
| Dec 31, 1985 | Home Federal Savings and Loan Association of Sioux City | — | Vantus Bank |
| Dec 31, 1985 | Northern Michigan Bank of Kingsford | — | Northern Michigan Bank & Trust |
| Dec 31, 1985 | The Citizens and Southern Bank of Thomaston | — | NationsBank, National Association (South) |
| Dec 31, 1985 | Wellington Colorado Industrial Bank | — | Fort Collins Colorado Industrial Bank |
| Dec 31, 1985 | Georgia State Bank | — | First Union Bank of Augusta |
| Dec 31, 1985 | Western Ohio National Bank & Trust Company | — | Heritage National Bank and Trust Company |
Every merger recorded in 1985
1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Sep 1, 1985 | Swift Sioux City Employees Credit Union | Telco Triad Community Credit Union |
| Sep 1, 1985 | Tennessee Eastern Bancshares, Inc. | Sovran Financial Corporation/central South |
| Sep 1, 1985 | Citizens First National Bank of Crystal River | (unnamed) |
| Sep 1, 1985 | Lee County Bank | (unnamed) |
| Sep 1, 1985 | The First National Bank in Punta Gorda | (unnamed) |
| Sep 1, 1985 | Glenolden Savings & Loan Association | Elmwood Federal Savings Bank |
| Sep 1, 1985 | Altamaha Area Federal Credit Union | Geovista Federal Credit Union |
| Sep 1, 1985 | United Bank of Colorado Springs | Norwest Bank Colorado Springs, National Association |
| Sep 1, 1985 | Citizens First National Bank of Citrus County | (unnamed) |
| Sep 1, 1985 | Citizens Bank and Trust Company | (unnamed) |
| Sep 1, 1985 | Cox Cmntns Empl Cu | Associated Credit Union |
| Sep 1, 1985 | Lake County Bank | (unnamed) |
| Sep 1, 1985 | The First National Bank of Winter Haven | (unnamed) |
| Sep 1, 1985 | First National Bank of Lakeland | (unnamed) |
| Sep 1, 1985 | The First National Bank of Kissimmee | (unnamed) |
| Sep 1, 1985 | The First American Bank of Pensacola | (unnamed) |
| Sep 1, 1985 | Gulf Oil Empl Cu | Georgia United Credit Union |
| Sep 1, 1985 | Liberty High Court Iof Federal Credit Union | Jovia Financial Federal Credit Union |
| Sep 1, 1985 | The Lewis State Bank | (unnamed) |
| Sep 1, 1985 | North Florida Federal Creidt Union | Suwannee River Federal Credit Union |
| Aug 31, 1985 | First National Bank of Alabama-Huntsville | AmSouth Bank |
| Aug 31, 1985 | First Lafayette Bancorp, Inc. | Louisiana Banc One Corporation |
| Aug 31, 1985 | Firstgulf Bancorp | Amsouth Bancorporation |
| Aug 31, 1985 | Henderson Firestone Steel Employees Federal Credit Union | Green River Area Federal Credit Union |
| Aug 31, 1985 | Golden West Broadcasters Federal Credit Union | First Entertainment Credit Union |
| Aug 31, 1985 | Lacco Employees Federal Credit Union | Am Federal Credit Union |
| Aug 31, 1985 | First Community National Bank | First Community National Bank |
| Aug 31, 1985 | (unnamed) | National Bank of Commerce of Birmingham |
| Aug 31, 1985 | B.E.S.T. Credit Union | Financial Plus Credit Union |
| Aug 31, 1985 | First National Bank of Eufaula | AmSouth Bank |
| Aug 31, 1985 | Mta Credit Union | Century Bank and Trust Company |
| Aug 31, 1985 | Gould-Oxnard Federal Credit Union | Pacific Oaks Federal Credit Union |
| Aug 31, 1985 | (unnamed) | Colonial Bank |
| Aug 31, 1985 | The First National Bank of Mobile | AmSouth Bank |
| Aug 31, 1985 | City National Bank of Dothan | AmSouth Bank |
| Aug 31, 1985 | Washington Loan & Banking Company | First Union Bank of Augusta |
| Aug 30, 1985 | Citizens Federal Savings and Loan Association of Matteson | Republic Federal Savings Bank |
| Aug 30, 1985 | Fireside Federal Savings and Loan Association | Republic Federal Savings Bank |
| Aug 26, 1985 | Alliance Federal Savings & Loan Association | Bay Savings Bank FSB |
| Aug 26, 1985 | Stake Federal Credit Union | Westreet Federal Credit Union |
| Aug 24, 1985 | First State Savings of Wisconsin | First Financial Bank |
| Aug 24, 1985 | Huntington Trust & Savings Bank | Bank One, West Virginia, National Association |
| Aug 24, 1985 | First Financial Savings and Loan Association | First Financial Bank |
| Aug 23, 1985 | The Bancstock Partnership, Ltd. | Inwood Bancshares, Inc. |
| Aug 20, 1985 | Military Road Federal Credit Union | Tonawanda Community Federal Credit Union |
| Aug 20, 1985 | Loves Bakery Federal Credit Union | Hawaii Central Federal Credit Union |
| Aug 17, 1985 | Easton National Bank and Trust Company | Merchants Bank, National Association |
| Aug 16, 1985 | Palm State Bank | Citizens and Southern National Bank of St. Petersburg |
| Aug 16, 1985 | United Banks of Wisconsin, Inc. | Valley-Capital Corporation |
| Aug 16, 1985 | Gulf Coast Bank of Pinellas | Citizens and Southern National Bank of St. Petersburg |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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