Mergers by Year

Bank Mergers in 1985

The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.

401

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

104

Holding companies

Bank holding companies merged

1,032

All merger records

1985 in US banking ›

Largest bank mergers of 1985

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1985	The Citizens and Southern Bank of West Georgia	GA	—	NationsBank, National Association (South)
Dec 31, 1985	The Citizens and Southern Newnan Bank	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Gwinnett Bank & Trust Company	GA	—	First Georgia Bank
Dec 31, 1985	City Bank & Trust Company of Lincoln	NE	—	Havelock Bank
Dec 31, 1985	Bank of Boston Trust Company of Arizona	AZ	—	Chase Trust Company of Arizona
Dec 31, 1985	Manufacturers Hanover, National Association	NY	—	Manufacturers Hanover Trust Company
Dec 31, 1985	The Citizens and Southern Bank of Dublin	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Northern Michigan Bank of Marquette	MI	—	Northern Michigan Bank & Trust
Dec 31, 1985	Western Community Bank, National Association	WA	—	Western Community Bank
Dec 31, 1985	Home Federal Savings and Loan Association of Sioux City	IA	—	Vantus Bank
Dec 31, 1985	Northern Michigan Bank of Kingsford	MI	—	Northern Michigan Bank & Trust
Dec 31, 1985	The Citizens and Southern Bank of Thomaston	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Wellington Colorado Industrial Bank	CO	—	Fort Collins Colorado Industrial Bank
Dec 31, 1985	Georgia State Bank	GA	—	First Union Bank of Augusta
Dec 31, 1985	Western Ohio National Bank & Trust Company	OH	—	Heritage National Bank and Trust Company

Biggest bank failures by assets ›

Every merger recorded in 1985

1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Jan 31, 1985	Whitney Blake Employees Credit Union	CT	First Connecticut Credit Union
Jan 31, 1985	Eaton Detroit Metro Federal Credit Union	MI	Vibe Credit Union
Jan 31, 1985	Coats State Bank	KS	First National Bank in Pratt
Jan 31, 1985	The First National Bank of Thomson	GA	SunTrust Bank, Augusta, National Association
Jan 30, 1985	Danville Bancshares, Inc.	IL	First Midwest Bancorp, Inc.
Jan 30, 1985	Citizens Bancorp., Inc.	IL	First Midwest Bancorp, Inc.
Jan 30, 1985	Northeastern Bancorp, Inc.	PA	The PNC Financial Services Group, Inc.
Jan 30, 1985	First Security Bancorp., Inc.	IL	First Midwest Bancorp, Inc.
Jan 30, 1985	First Wyanet Investment Corporation	IL	First Midwest Bancorp, Inc.
Jan 29, 1985	Chartercorp	MO	Bbi Bancshares, Inc.
Jan 28, 1985	Hamilton County Public Employees Credit Union	IA	Peoples Credit Union
Jan 28, 1985	Hussey Leetsdale Federal Credit Union	PA	New Alliance Federal Credit Union
Jan 28, 1985	Taconic Valley Bank	NY	Fleet Bank
Jan 28, 1985	Olympic Bank	WA	First Interstate Bank of Washington, National Association
Jan 26, 1985	Phillips Food Centers, Inc.	AR	Walton Enterprises, Inc.
Jan 25, 1985	F M D Newark Federal Credit Union	NJ	L'Oreal USA Federal Credit Union
Jan 24, 1985	Farmers State Bank	IN	NorCen Bank
Jan 23, 1985	United Midwest Bancshares, Inc.	OH	PNC Banc Corporation, Ohio
Jan 23, 1985	Plainfield GD Federal Credit Union	NJ	Public Service Federal Credit Union
Jan 23, 1985	Welco Bloomfield Federal Credit Union	NJ	Partners 1st Federal Credit Union
Jan 23, 1985	Westinghouse TD Federal Credit Union	PA	Parkview Community Federal Credit Union
Jan 21, 1985	Greeley Sunamerica Industrial Bank	CO	Chemical Financial Industrial Bank of Fort Collins
Jan 20, 1985	Customs Inspectors NY Federal Credit Union	NY	Aspire Federal Credit Union
Jan 19, 1985	Alchemco Federal Credit Union	OH	First Choice America Community Federal Credit Union
Jan 19, 1985	The Fidelity Savings and Loan Company	OH	Household Bank, F.S.B.
Jan 19, 1985	Clear Bancorp, Inc.	IL	First Evergreen Corporation
Jan 18, 1985	Bay Electric Employees Federal Credit Union	MI	Copoco Community Credit Union
Jan 17, 1985	N.J.L.B.A. Federal Credit Union	NJ	West Orange Municipal Federal Credit Union
Jan 16, 1985	First National Bank of Butler	AL	First US Bank
Jan 14, 1985	Bank of Clearwater	FL	(unnamed)
Jan 14, 1985	Second National Bank of Tampa	FL	(unnamed)
Jan 12, 1985	First Virginia Bank of the Southwest	VA	First Virginia Bank-Southwest
Jan 10, 1985	MBank San Felipe, National Association	TX	MBank San Felipe, National Association
Jan 10, 1985	First Bancshares of Louisiana, Inc.	LA	Premier Bancorp, Incorporated
Jan 8, 1985	NBC Bancshares, Inc.	LA	Whitney Holding Corporation
Jan 7, 1985	The Citizens National Bank of New Castle	PA	BNY Mellon, N.A.
Jan 7, 1985	(unnamed)	—	Citizens State Bank
Jan 7, 1985	Edgar Thomson Works Employees Federal Credit Union	PA	Century Heritage Federal Credit Union
Jan 5, 1985	Texas Federal Savings & Loan Association	TX	Bright Banc Savings Association
Jan 4, 1985	Celotex-Carey Employees Federal Credit Union	OH	Trupartner Credit Union, Inc.
Jan 3, 1985	Hampshire Chemical Employees Federal Credit Union	NH	Triangle Credit Union
Jan 3, 1985	Detroit Chancery Federal Credit Union	MI	One Detroit Credit Union
Jan 2, 1985	Penn Valley Savings Association	PA	Brandywine Savings and Loan Association
Jan 2, 1985	Ast Employees Federal Credit Union	PA	Bellco Federal Credit Union
Jan 2, 1985	San Vera Federal Credit Union	PA	Viriva Community Credit Union
Jan 2, 1985	Blessed Trinity Parishioners Federal Credit Union	NY	Morton Lane Federal Credit Union
Jan 2, 1985	QMK Federal Credit Union	PA	Ctce Federal Credit Union
Jan 2, 1985	Portage School Employees Federal Credit Union	IN	Regional Federal Credit Union
Jan 2, 1985	Fja Employees Federal Credit Union	PA	Philadelphia Federal Credit Union
Jan 2, 1985	Thonet Federal Credit Union	PA	Freedom Credit Union

Bank mergers by year

← 1984 · 1986 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

Explore: all mergers · 1985 bank events · browse by acquirer · bank failures · all events