Mergers by Year

Bank Mergers in 1985

The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.

401

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

104

Holding companies

Bank holding companies merged

1,032

All merger records

1985 in US banking ›

Largest bank mergers of 1985

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1985	The Citizens and Southern Bank of West Georgia	GA	—	NationsBank, National Association (South)
Dec 31, 1985	The Citizens and Southern Newnan Bank	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Gwinnett Bank & Trust Company	GA	—	First Georgia Bank
Dec 31, 1985	City Bank & Trust Company of Lincoln	NE	—	Havelock Bank
Dec 31, 1985	Bank of Boston Trust Company of Arizona	AZ	—	Chase Trust Company of Arizona
Dec 31, 1985	Manufacturers Hanover, National Association	NY	—	Manufacturers Hanover Trust Company
Dec 31, 1985	The Citizens and Southern Bank of Dublin	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Northern Michigan Bank of Marquette	MI	—	Northern Michigan Bank & Trust
Dec 31, 1985	Western Community Bank, National Association	WA	—	Western Community Bank
Dec 31, 1985	Home Federal Savings and Loan Association of Sioux City	IA	—	Vantus Bank
Dec 31, 1985	Northern Michigan Bank of Kingsford	MI	—	Northern Michigan Bank & Trust
Dec 31, 1985	The Citizens and Southern Bank of Thomaston	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Wellington Colorado Industrial Bank	CO	—	Fort Collins Colorado Industrial Bank
Dec 31, 1985	Georgia State Bank	GA	—	First Union Bank of Augusta
Dec 31, 1985	Western Ohio National Bank & Trust Company	OH	—	Heritage National Bank and Trust Company

Biggest bank failures by assets ›

Every merger recorded in 1985

1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Jan 2, 1985	Centerre Bank of Liberty, National Association	MO	Centerre Bank Northland National Association
Jan 2, 1985	Western Capital Corporation	IL	Affiliated Banc Group, Inc.
Jan 2, 1985	Metro Shares, Inc.	LA	Hibernia Corporation
Jan 2, 1985	Morton Grove Safe Deposit Co	IL	Affiliated Bank/Morton Grove
Jan 2, 1985	First Indust Fcu	TX	Dugood Federal Credit Union
Jan 2, 1985	Kinney Credit Union	PA	Members 1st Federal Credit Union
Jan 2, 1985	Phila O I C Federal Credit Union	PA	Bright Hope Federal Credit Union
Jan 2, 1985	Karolton Envelope Employees Federal Credit Union	OH	Freedom First Credit Union
Jan 2, 1985	University of Scranton Federal Credit Union	PA	Penn East Federal Credit Union
Jan 2, 1985	John Blue Empl Fcu	AL	Rocket City Federal Credit Union
Jan 2, 1985	Montgomery Ward Empl Cu	FL	Fairwinds Credit Union
Jan 2, 1985	Penelec Eastern Division Federal Credit Union	PA	Your Choice Federal Credit Union
Jan 1, 1985	North Shore Capital Corporation	IL	Affiliated Banc Group, Inc.
Jan 1, 1985	Shreveport St Catherine Federal Credit Union	LA	Louisiana Catholic Federal Credit Union
Jan 1, 1985	First Interstate Bank of Wisconsin	WI	Wells Fargo Bank Wisconsin, National Association
Jan 1, 1985	First Interstate Bank of Wisconsin	WI	Wells Fargo Bank Wisconsin, National Association
Jan 1, 1985	Sharwest Salary Federal Credit Union	PA	Mercer County Community Federal Credit Union
Jan 1, 1985	Shrine of the Little Flower Credit Union	MI	Northwood Credit Union
Jan 1, 1985	Tower City National Bank	PA	Mid Penn Bank
Jan 1, 1985	The Rockmart Bank	GA	SunTrust Bank, Northwest Georgia, National Association
Jan 1, 1985	Ohio Baptist Ministers' Credit Union, Inc.	OH	Adelfi Credit Union dba Christian Community Credit Union
Jan 1, 1985	Bank of New England - Berkshire County, National Association	MA	Bank of New England - West, National Association
Jan 1, 1985	Bank of New England - Ware	MA	Bank of New England - West, National Association
Jan 1, 1985	Norwest Bank Omaha South, National Association	NE	Wells Fargo Bank Nebraska, National Association
Jan 1, 1985	Commerce Bank of Excelsior Springs	MO	Commerce Bank of Clay County, National Association
Jan 1, 1985	Barnett Bank of Saint Johns County	FL	Barnett Bank, National Association
Jan 1, 1985	The First National Bank of Rutherford County	TN	SunTrust Bank, Nashville, National Association
Jan 1, 1985	Barber-Greene Employees Credit Union	IL	Dupage Credit Union
Jan 1, 1985	Bank of Pleasant Hill	LA	The Peoples State Bank
Jan 1, 1985	Commerce Bank of Festus	MO	Commerce Bank of Jefferson County, National Association
Jan 1, 1985	Cresent Building & Loan Association	PA	St. Edmond's Federal Savings Bank
Jan 1, 1985	First National Management Corporation	OK	First Oklahoma Bancorporation, Inc.
Jan 1, 1985	Union Planters Associates, Inc.	TN	Union Planters Bank, National Association
Jan 1, 1985	Planters Business Trust	TN	Union Planters Bank, National Association
Jan 1, 1985	First Interstate Bank of Wisconsin	WI	Wells Fargo Bank Wisconsin, National Association
Jan 1, 1985	Peoples Insurance Federal Credit Union	LA	Louisiana Central Credit Union
Jan 1, 1985	First Interstate Bank of Wisconsin	WI	Wells Fargo Bank Wisconsin, National Association
Jan 1, 1985	Bank of New England - Hampshire County, National Association	MA	Bank of New England - West, National Association
Jan 1, 1985	West Shore Munincipal Employees Credit Union	PA	Susquehanna Valley Federal Credit Union
Jan 1, 1985	Uni-Day Federal Credit Union	OH	Day Air Credit Union, Inc.
Jan 1, 1985	Houston Southwest Bank	TX	MBank Greenway
Jan 1, 1985	Republic Airlines Federal Credit Union	AZ	First Credit Union
Jan 1, 1985	The Savings Association of the West	TX	Sunbelt Savings of Texas
Jan 1, 1985	Beaird Poulan Employees Federal Credit Union	LA	Wesla Federal Credit Union
Jan 1, 1985	Bancroft Federal Credit Union	LA	Ouachita Valley Federal Credit Union
Jan 1, 1985	Tazewell Textile Empl Cu	TN	Knoxville Tva Employees Credit Union
Jan 1, 1985	G I U P Federal Credit Union	NE	Centris Federal Credit Union
Jan 1, 1985	The West Norwood Building and Loan Company	OH	Fidelity Federal Savings Bank
Jan 1, 1985	Occidental Savings and Loan Association	NE	Occidental-Nebraska Savings Bank, F.S.B.
Jan 1, 1985	Pako Employees Credit Union	MN	Trustone Financial Credit Union

Bank mergers by year

← 1984 · 1986 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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