Mergers by Year

Bank Mergers in 1999

The Federal Reserve's National Information Center (NIC) recorded 1,063 merger records involving a bank, credit union or bank holding company in 1999. 516 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 1,286 in 1998.

516

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

213

Holding companies

Bank holding companies merged

1,063

All merger records

1999 in US banking ›

Largest bank mergers of 1999

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1999	Century Bank	CA	—	First Bank & Trust
Dec 31, 1999	Commercial and Farmers Bank	MD	—	Farmers & Mechanics Bank
Dec 31, 1999	Republic Bank of New York	NY	—	HSBC Bank USA, N.A.
Dec 31, 1999	National Business Bank	CA	—	Calwest Bank
Dec 30, 1999	Mid Am Private Trust, N.A.	OH	—	SKY Trust, N.A.
Dec 28, 1999	Security First Bank	CA	—	Bank of Orange County
Dec 22, 1999	First Southwest Bank	LA	—	First Guaranty Bank
Dec 18, 1999	First State Bank	OK	—	First State Bank
Dec 17, 1999	Lincoln Bank & Trust Company	OK	—	First Bank & Trust Company
Dec 16, 1999	Fulton Savings Bank, FSB	MO	—	The Central Trust Bank
Dec 16, 1999	Central Texas Bank	TX	—	United Bank Texas
Dec 4, 1999	Oak Hills Savings and Loan Company, F.A.	OH	—	The Provident Bank
Dec 4, 1999	South Plains Bank	TX	—	City Bank
Dec 2, 1999	Community Bank	CT	—	Webster Bank, N.A.
Dec 2, 1999	Bank of America Utah, National Association	UT	—	Bank of America, N.A.

Biggest bank failures by assets ›

Every merger recorded in 1999

1,063 NIC merger records in 1999 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Jun 23, 1999	Heritage Bancshares Corporation	MN	Heritage Bancshares Group, Inc.
Jun 21, 1999	First National Bank of Rossville	IL	Bank of Rantoul
Jun 21, 1999	Citizens Bank, National Association	WI	Associated Bank, N.A.
Jun 19, 1999	First Shawnee Bancshares, Inc.	OK	First United Bank and Trust Company
Jun 19, 1999	Bellingham Bancorporation	WA	Horizon Financial Corp.
Jun 19, 1999	Bank of Bellingham	WA	Horizon Bank
Jun 19, 1999	Heartland National Bank	IL	Banterra Bank
Jun 19, 1999	NBD Bank	IN	Bank One, Indiana, National Association
Jun 19, 1999	First State Bank & Trust Company of Shawnee	OK	First United Bank and Trust Company
Jun 19, 1999	First Bank Katy, National Association	TX	Wells Fargo Bank Texas, National Association
Jun 19, 1999	NBD Bank, National Association	IN	Bank One, Indiana, National Association
Jun 19, 1999	Mercantile Bank, National Association	TX	Wells Fargo Bank Texas, National Association
Jun 17, 1999	Heritage Trust Company	IL	First Midwest Trust Company, N.A.
Jun 14, 1999	Xeon Financial Corp.	NV	First Security Corporation
Jun 14, 1999	Minnesota BANKFIRST	MN	BankFirst
Jun 14, 1999	Bay View Credit	CA	Bay View Acceptance Corporation
Jun 14, 1999	Air Shields Employees Credit Union	PA	Trumark Credit Union
Jun 14, 1999	Nevada Banking Company	NV	First Security Bank of Nevada
Jun 14, 1999	First Volunteer Bank	TN	First Citizens National Bank
Jun 12, 1999	The Ramapo Bank	NJ	Valley National Bank
Jun 12, 1999	Gasco Credit Union	WA	Puget Sound Federal Credit Union
Jun 12, 1999	South Florida Bank Holding Corporation	FL	Fifth Third Bancorp
Jun 12, 1999	South Florida Bank	FL	Fifth Third Bank, Florida
Jun 12, 1999	Ramapo Financial Corporation	NJ	Valley National Bancorp
Jun 12, 1999	Bank of Cumberland	KY	Union Planters Bank, National Association
Jun 12, 1999	American General Financial Center	UT	American General Bank, FSB
Jun 12, 1999	Benchmark Federal Savings Bank	OH	The Winton Savings and Loan Company
Jun 11, 1999	(unnamed)	—	Bank OZK
Jun 10, 1999	Norwood Bancshares, Inc.	MN	Piesco, Inc.
Jun 8, 1999	Fox Cities Bank	WI	AnchorBank, FSB
Jun 7, 1999	City First Bank	FL	Southern Exchange Bank
Jun 7, 1999	Isc Bunker Ramo Federal Credit Union	CT	General Electric Employees Federal Credit Union
Jun 5, 1999	Mid-Cities Bancshares, Inc.	TX	Park Cities Corporation
Jun 5, 1999	River Valley Bank and Trust	AR	The First National Bank of Fort Smith
Jun 4, 1999	The Citizens National Bank in Independence	KS	Commerce Bank
Jun 3, 1999	First Northwest Bancshares, Inc.	TN	Community First Bancshares, Inc.
Jun 2, 1999	Nea Federal Credit Union	PA	Ufcw Community Federal Credit Union
Jun 1, 1999	Gloversville Federal Savings and Loan Association	NY	City National Bank and Trust Company
Jun 1, 1999	Adirondack Financial Services Bancorp, Inc.	NY	CNB Bancorp, Inc.
Jun 1, 1999	Comstock Bancorp	NV	First Security Corporation
Jun 1, 1999	Waldo Community Development Federal Credit Union	ME	Down East Credit Union
Jun 1, 1999	Hebron Bancorp, Inc.	KY	First Financial Bancorp
Jun 1, 1999	Florida Farm Bureau Credit Union	FL	Campus USA Credit Union
Jun 1, 1999	Daytona News Journal Credit Union	FL	Space Coast Credit Union
Jun 1, 1999	Sand Ridge Financial Corporation	IN	First Financial Bancorp
Jun 1, 1999	B.O.A. Bancshares, Inc.	TX	Sterling Bancorporation, LLC
Jun 1, 1999	FNB Rochester Corp.	NY	Olympia Financial Corp.
Jun 1, 1999	Gce Federal Credit Union	GA	Lanier Federal Credit Union
Jun 1, 1999	Burlington Consumers Credit Union	WI	Mcu Financial Center Credit Union
Jun 1, 1999	First National Bank of Rochester	NY	Manufacturers and Traders Trust Company

Bank mergers by year

← 1998 · 2000 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

Explore: all mergers · 1999 bank events · browse by acquirer · bank failures · all events