Mergers by Year

Bank Mergers in 2003

The Federal Reserve's National Information Center (NIC) recorded 751 merger records involving a bank, credit union or bank holding company in 2003. 288 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 786 in 2002.

288

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

130

Holding companies

Bank holding companies merged

751

All merger records

2003 in US banking ›

Largest bank mergers of 2003

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 2003	Fifth Third Bank, Kentucky, Inc.	KY	—	Fifth Third Bank
Dec 31, 2003	The Broadway National Bank of Chelsea	MA	—	Boston Federal Savings Bank
Dec 31, 2003	First National Trust Company	PA	—	First National Bank of Pennsylvania
Dec 31, 2003	Fifth Third Bank, Florida	FL	—	Fifth Third Bank
Dec 31, 2003	Jacksonville Savings Bank, SSB	TX	—	Franklin Bank, S.S.B.
Dec 31, 2003	Providian Bank	UT	—	Providian National Bank
Dec 31, 2003	The Fifth Third Bank of Northern Kentucky, Inc.	KY	—	Fifth Third Bank
Dec 31, 2003	Fifth Third Bank, Indiana	IN	—	Fifth Third Bank
Dec 24, 2003	The Lenox Savings Bank	OH	—	Foundation Bank
Dec 20, 2003	The First National Bank of O'Donnell	TX	—	The State National Bank of Big Spring
Dec 15, 2003	HomeTowne Heritage Bank	PA	—	National Penn Bank
Dec 13, 2003	Windsor Locks Community Bank, FSL	CT	—	Enfield Federal Savings and Loan Association
Dec 13, 2003	Great Lakes Bank	OH	—	SKY Bank
Dec 12, 2003	Security Bank National Association	TX	—	Citibank Texas, National Association
Dec 10, 2003	First State Bank of North Texas	TX	—	Prosperity Bank

Biggest bank failures by assets ›

Every merger recorded in 2003

751 NIC merger records in 2003 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
May 21, 2003	Golden Sands Bankshares, Inc.	WI	Feb Bancshares, Inc.
May 20, 2003	Inland Container Employees Credit Union	TN	Happy Valley Credit Union
May 17, 2003	Citizens Savings Bank and Trust Company	VT	Union Bank
May 17, 2003	First County Bank	PA	Univest Bank and Trust Co.
May 17, 2003	Carolina Community Bank, National Association	SC	First Bank
May 16, 2003	South Holland Trust & Savings Bank	IL	MB Financial Bank, National Association
May 16, 2003	Montana First National Bancorporation	MT	First National Bancorp, Inc.
May 16, 2003	Metropolitan Bank and Trust Company	OH	SKY Bank
May 15, 2003	Bank One, Oklahoma, National Association	OK	Bank One, National Association
May 15, 2003	Bank One, Kentucky, National Association	KY	Bank One, National Association
May 14, 2003	First State Bank of Heyworth	IL	First State Bank of Bloomington
May 12, 2003	First National Bank	MN	Border Bank
May 9, 2003	Kentucky Bancshares, Inc.	KY	Peoples Bancorp Inc.
May 9, 2003	Kentucky Bank & Trust	KY	Peoples Bank
May 8, 2003	Southwest State Corporation	OK	Southwest State Bank
May 8, 2003	Wichita Bancshares, Inc.	OK	Bank of the Wichitas
May 6, 2003	Abrams Centre National Bank	TX	Prosperity Bank
May 5, 2003	Marion Federal Credit Union	OH	United Federal Credit Union
May 3, 2003	Community Financial Services, Inc.	TN	CBS BANC-CORP.
May 3, 2003	Baptist Medical Center Credit Union	FL	Alive Credit Union
May 3, 2003	Hancock County Bank & Trust	IA	Liberty Bank, F.S.B.
May 1, 2003	(unnamed)	—	Interaudi Bank
May 1, 2003	First Georgia Holding, Inc.	GA	United Community Banks, Inc.
May 1, 2003	Bridge View Bancorp	NJ	Interchange Financial Services Corporation
May 1, 2003	Bridge View Bank	NJ	Interchange Bank
May 1, 2003	Marked Tree Bancshares, Inc.	AR	Pocahontas Bancorp, Inc.
May 1, 2003	Allen Bancshares, Inc.	OK	Farmers State Bank, Allen, Oklahoma
May 1, 2003	Dal-Gold Federal Credit Union	OR	First Community Credit Union
May 1, 2003	Highland Lakes Bank	TX	Franklin Bank, S.S.B.
May 1, 2003	Franklin Media Credit Union	CA	Meriwest Credit Union
May 1, 2003	Marked Tree Bank	AR	Iberiabank FSB
May 1, 2003	First Commonwealth Bank	VA	The First Bank and Trust Company
May 1, 2003	Los Robles Federal Credit Union	CA	Ventura County Credit Union
May 1, 2003	Boone County Community Credit Union	IA	Members1st Community Credit Union
May 1, 2003	Goldsboro Firemens Credit Union	NC	First Carolina People's Credit Union
May 1, 2003	First Georgia Bank	GA	United Community Bank
May 1, 2003	New Hampshire Food Industry Credit Union	NH	St. Mary's Bank Credit Union
May 1, 2003	North Central Credit Union	WA	Numerica Credit Union
May 1, 2003	Canco Maryland Federal Credit Union	MD	Triple C 16 Federal Credit Union
May 1, 2003	Durham Veterans Administration Credit Union	NC	Vision Financial Federal Credit Union
May 1, 2003	Members1st Credit Union	IA	Members1st Community Credit Union
Apr 30, 2003	Metropolitan Financial Corporation	OH	SKY Financial Group, Inc.
Apr 30, 2003	Larue Bancshares, Inc.	KY	Citizens Union Bancorp of Shelbyville, Inc.
Apr 30, 2003	Banc of America Retirement Management, Inc.	GA	NB Holdings Corporation
Apr 30, 2003	Moraine Valley Federal Credit Union	IL	New Century Federal Credit Union
Apr 30, 2003	Elyria City Employees Credit Union, Inc.	OH	Achieve Credit Union, Inc.
Apr 28, 2003	Chowan Credit Union	NC	Generations Community Credit Union
Apr 26, 2003	LBA Savings Bank	LA	Iberiabank
Apr 26, 2003	Admiralty Bancorp, Inc.	FL	RBC Bank (USA)
Apr 26, 2003	Admiralty Bank	FL	RBC Bank (USA)

Bank mergers by year

← 2002 · 2004 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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