Mergers by Year

Bank Mergers in 2005

The Federal Reserve's National Information Center (NIC) recorded 811 merger records involving a bank, credit union or bank holding company in 2005. 328 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 853 in 2004.

328

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

136

Holding companies

Bank holding companies merged

811

All merger records

2005 in US banking ›

Largest bank mergers of 2005

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 2005	Farmers & Merchants State Bank	TX	—	Patriot Bank
Dec 31, 2005	First State Bank	CO	—	Peak National Bank
Dec 31, 2005	Heber Valley National Bank	UT	—	Grand Valley Bank
Dec 30, 2005	Citizens Home Bank	MO	—	Sun Security Bank
Dec 17, 2005	First National Bank	GA	—	The First Bank of Brunswick
Dec 17, 2005	Peoples Federal Savings Bank	IN	—	Peoples Community Bank
Dec 17, 2005	Border State Bank of International Falls	MN	—	Border Bank
Dec 16, 2005	First United Bank	LA	—	Origin Bank
Dec 16, 2005	Town and Country Bank of the Ozarks	MO	—	Mid-Missouri Bank
Dec 10, 2005	Southwestern Bank	OK	—	First United Bank and Trust Company
Dec 9, 2005	Pekin Savings Bank	IL	—	Morton Community Bank
Dec 6, 2005	First State Bank of Hill County	TX	—	Independent Bank
Dec 6, 2005	First State Bank	TX	—	Independent Bank
Dec 5, 2005	South Coast Commercial Bank	CA	—	First California Bank
Dec 5, 2005	Palm Beach County Bank	FL	—	Commerce Bank, National Association

Biggest bank failures by assets ›

Every merger recorded in 2005

811 NIC merger records in 2005 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
May 28, 2005	Harris Bank Palatine, National Association	IL	BMO Bank N.A.
May 28, 2005	Harris Bank Hinsdale, National Association	IL	BMO Bank N.A.
May 28, 2005	Suburban Bank of Barrington	IL	BMO Bank N.A.
May 28, 2005	Harris Bank Frankfort	IL	BMO Bank N.A.
May 28, 2005	Harris Bank Huntley	IL	BMO Bank N.A.
May 28, 2005	Harris Bank Westchester	IL	BMO Bank N.A.
May 28, 2005	Harris Bank St. Charles	IL	BMO Bank N.A.
May 28, 2005	Plymouth Savings Bank	MA	Eastern Bank
May 28, 2005	Harris Bank Argo	IL	BMO Bank N.A.
May 28, 2005	Harris Bank Marengo	IL	BMO Bank N.A.
May 28, 2005	Harris Bank Batavia, National Association	IL	BMO Bank N.A.
May 28, 2005	Harris Bank Winnetka, National Association	IL	BMO Bank N.A.
May 28, 2005	Harris Bank Cary-Grove	IL	BMO Bank N.A.
May 28, 2005	Harris Bank Woodstock	IL	BMO Bank N.A.
May 28, 2005	Harris Bank Wilmette, National Association	IL	BMO Bank N.A.
May 28, 2005	Harris Bank Oakbrook Terrace	IL	BMO Bank N.A.
May 25, 2005	Colonial Federal Credit Union	NY	Access Federal Credit Union
May 23, 2005	First Northwest Bank	IL	Village Bank & Trust, N.A.
May 21, 2005	Classic Bancshares, Inc.	KY	City Holding Company
May 21, 2005	First Capital Bank	IL	Busey Bank
May 21, 2005	Jamestown Savings Bank	NY	Northwest Bank
May 21, 2005	First Alachua Banking Corporation	FL	Capital City Bank Group, Inc.
May 21, 2005	First Citizens Bank	AL	First American Bank
May 21, 2005	Red Oak Bank	NJ	Union Center National Bank
May 21, 2005	The First National Bank of Alachua	FL	Capital City Bank
May 21, 2005	Classic Bank	KY	City National Bank of West Virginia
May 20, 2005	First Federal Bank	PA	Keystone Nazareth Bank & Trust Company
May 20, 2005	Northeast Pennsylvania Financial Corp.	PA	KNBT Bancorp Inc.
May 20, 2005	Northeast Pennsylvania Trust Company	PA	Keystone Nazareth Bank & Trust Company
May 19, 2005	Community Bank of Northern Virginia	VA	Mercantile-Safe Deposit and Trust Company
May 16, 2005	Greater New York Federal Credit Union	NY	Consumers Federal Credit Union
May 16, 2005	CNB, Inc.	MN	Security State Bank Holding Company
May 15, 2005	Keebler Employees Federal Credit Union	GA	Midsouth Community Federal Credit Union
May 14, 2005	Sincere Federal Savings Bank	CA	GBC International Bank
May 14, 2005	Emprise Bank	KS	Emprise Bank
May 14, 2005	Emprise Bank National Association	KS	Emprise Bank
May 14, 2005	Riggs National Trust Company	VA	PNC Bank, N.A.
May 14, 2005	Riggs National Corporation	DC	The PNC Financial Services Group, Inc.
May 14, 2005	Riggs Bank National Association	VA	PNC Bank, N.A.
May 13, 2005	Metrocare Federal Credit Union	LA	Coastland Federal Credit Union
May 13, 2005	Credit Suisse	—	Credit Suisse Ag
May 11, 2005	Steel Seven Credit Union	PA	Pennsylvania Central Federal Credit Union
May 11, 2005	Chestnut Credit Union	ME	Connected Credit Union
May 10, 2005	The First National Bank of Athens	TX	Franklin Bank, S.S.B.
May 9, 2005	First Security State Bank of Southeast Missouri	MO	Focus Bank
May 6, 2005	(unnamed)	—	Generations Bank
May 6, 2005	Pointe Financial Corporation	FL	The South Financial Group, Inc.
May 6, 2005	Pointe Bank	FL	Mercantile Bank
May 5, 2005	Zanesville Armco Employees Credit Union	OH	The Ohio Educational Credit Union, Inc.
May 3, 2005	State Street Bank and Trust Company of Connecticut, N.A.	CT	U.S. Bank N.A.

Bank mergers by year

← 2004 · 2006 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

Explore: all mergers · 2005 bank events · browse by acquirer · bank failures · all events