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First Bancorp Financials, FR Y-9C Data and Filings

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Bank Holding Company North Carolina RSSD 1076431 Ticker FBNC FRS Est. 1984

First Bancorp is a bank holding company based in North Carolina with $13.04B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 1 bank that files a call report: First Bank ($13.03B in assets). Its shares trade under the ticker FBNC, and it files with the SEC under CIK 811589: see its SEC filings and 8-K events.

Key Financials FR Y-9C, consolidated, as of June 30, 2026

Total assets
$13.04B
Total deposits
$11.09B
Total equity
$1.72B
Net income (Q2 2026)
$50.5M
ROA
1.54%
ROE
11.89%
Net interest margin
3.77%
CET1 ratio
14.09%
Total loans
$9.00B
Efficiency ratio
48.97%
Equity / assets
13.16%
Tier 1 leverage ratio
11.60%
Total capital ratio
16.06%
Employees (FTE)
1,396

Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank Charter State Total assets (call report) Share of bank assets Held through
First Bank State Member Bank NC $13.03B 100.0% Held directly

Questions About First Bancorp

What are First Bancorp's total assets?

First Bancorp reported $13.04B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.

How many banks does First Bancorp own?

First Bancorp owns 1 bank that files a call report: First Bank.

Who owns First Bank?

First Bank is owned by First Bancorp. The bank reported $13.03B in total assets on its latest call report.

Where can I find First Bancorp's FR Y-9C?

First Bancorp files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 1076431. This page summarizes the FR Y-9C for Q2 2026.

Does First Bancorp file with the SEC?

Yes. First Bancorp files with the SEC under Central Index Key (CIK) 811589 and trades under the ticker FBNC.

Filing Details fiscal year and SEC registration

Fiscal year end
December 31
Ticker
FBNC
SEC CIK
811589
SEC filings
Filings and 8-K events

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary
  • First Bancorp
    Holding Company NC RSSD 1076431
    $13.04B
    • First Bank
      State Member Bank NC RSSD 216922
      $13.03B
    • Carolina Capital Trust
      Nonbank Subsidiary NC RSSD 3319927
    • First Bancorp Capital Trust II
      Nonbank Subsidiary NC RSSD 3249631
    • First Bancorp Capital Trust III
      Nonbank Subsidiary NC RSSD 3249716
    • First Bancorp Capital Trust IV
      Nonbank Subsidiary NC RSSD 3443783
    • Grandsouth Capital Trust I
      Nonbank Subsidiary SC RSSD 3813975
    • New Century Statutory Trust I
      Nonbank Subsidiary NC RSSD 3297100

Direct Subsidiaries 7 active direct subsidiaries

Entity Type State Total Assets Share of bank subsidiary assets
First Bank · 216922 State Member Bank NC $13.03B 100.0%
Carolina Capital Trust · 3319927 Nonbank Subsidiary NC — —
First Bancorp Capital Trust II · 3249631 Nonbank Subsidiary NC — —
First Bancorp Capital Trust III · 3249716 Nonbank Subsidiary NC — —
First Bancorp Capital Trust IV · 3443783 Nonbank Subsidiary NC — —
Grandsouth Capital Trust I · 3813975 Nonbank Subsidiary SC — —
New Century Statutory Trust I · 3297100 Nonbank Subsidiary NC — —

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 1076431)