Citizens Financial Services, Inc. Financials, FR Y-9SP Data and Filings

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Bank Holding Company Pennsylvania RSSD 1118368 Ticker CZFS FRS Est. 1984

Citizens Financial Services, Inc. is a bank holding company based in Pennsylvania with $3.19B in total consolidated assets as of June 30, 2026, on the consolidated assets memorandum line of its FR Y-9SP, a parent-company-only report. It owns 1 bank that files a call report: First Citizens Community Bank ($3.19B in assets). Its shares trade under the ticker CZFS, and it files with the SEC under CIK 739421: see its SEC filings and 8-K events.

Holding companies with less than $3 billion in assets file the semiannual FR Y-9SP rather than the quarterly FR Y-9C. The FR Y-9SP reports the parent company on its own, apart from one consolidated assets line, so deposits, loans, capital ratios and quarterly earnings sit in the bank's call report: see First Citizens Community Bank.

Key Financials FR Y-9SP, as of June 30, 2026

Total consolidated assets: $3.19B
Total assets, parent only: $370.8M
Total equity, parent only: $352.8M
Net income, parent only (first half of 2026): $20.6M

Source: FR Y-9SP for June 30, 2026. Total consolidated assets covers the company and every subsidiary (Memoranda item 1, BHSP8519). The parent-only lines count the holding company itself, which carries its banks as an investment, and its net income is year to date. Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank	Charter	State	Total assets (call report)	Share of bank assets	Held through
First Citizens Community Bank	State Member Bank	PA	$3.19B	100.0%	Held directly

Questions About Citizens Financial Services, Inc.

What are Citizens Financial Services, Inc.'s total assets?

Citizens Financial Services, Inc. reported $3.19B in total consolidated assets as of June 30, 2026, the figure it entered on the consolidated assets memorandum line of its FR Y-9SP filing with the Federal Reserve. The FR Y-9SP is a parent-company-only report that carries no consolidated balance sheet, and holding companies with less than $3 billion in assets file it semiannually instead of the quarterly FR Y-9C.

How many banks does Citizens Financial Services, Inc. own?

Citizens Financial Services, Inc. owns 1 bank that files a call report: First Citizens Community Bank.

Who owns First Citizens Community Bank?

First Citizens Community Bank is owned by Citizens Financial Services, Inc. The bank reported $3.19B in total assets on its latest call report.

Where can I find Citizens Financial Services, Inc.'s FR Y-9SP?

Citizens Financial Services, Inc. files the FR Y-9SP with the Federal Reserve every six months, as of June 30 and December 31. The reports are public on the FFIEC National Information Center under RSSD ID 1118368. This page summarizes the FR Y-9SP for Q2 2026.

Does Citizens Financial Services, Inc. file with the SEC?

Yes. Citizens Financial Services, Inc. files with the SEC under Central Index Key (CIK) 739421 and trades under the ticker CZFS.

Filing Details fiscal year and SEC registration

Fiscal year end: December 31
Ticker: CZFS
SEC CIK: 739421
SEC filings: Filings and 8-K events

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary

Citizens Financial Services, Inc.

Holding Company PA RSSD 1118368

$3.19B
- First Citizens Community Bank
  
  State Member Bank PA RSSD 978118
  
  $3.19B
- Citizens Financial Statutory Trust I
  
  Nonbank Subsidiary PA RSSD 3248308

Direct Subsidiaries 2 active direct subsidiaries

Entity	Type	State	Total Assets	Share of bank subsidiary assets
First Citizens Community Bank · 978118	State Member Bank	PA	$3.19B	100.0%
Citizens Financial Statutory Trust I · 3248308	Nonbank Subsidiary	PA	—	—

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 1118368)