Pathward Financial, Inc. Financials, FR Y-9C Data and Filings

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Bank Holding Company South Dakota RSSD 2390013 Ticker CASH FRS Est. 1972

Pathward Financial, Inc. is a bank holding company based in South Dakota with $7.31B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 1 bank that files a call report: Pathward, N.A. ($7.31B in assets). Its shares trade under the ticker CASH, and it files with the SEC under CIK 907471: see its SEC filings and 8-K events.

Key Financials FR Y-9C, consolidated, as of June 30, 2026

Total assets: $7.31B
Total deposits: $5.95B
Total equity: $850.9M
Net income (Q2 2026): $29.0M
ROA: 1.54%
ROE: 13.61%
Net interest margin: 6.62%
CET1 ratio: 11.51%

Total loans: $5.21B
Efficiency ratio: 67.61%
Equity / assets: 11.63%
Tier 1 leverage ratio: 9.66%
Total capital ratio: 13.34%
Employees (FTE): 1,196

Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank	Charter	State	Total assets (call report)	Share of bank assets	Held through
Pathward, N.A.	National Bank	SD	$7.31B	100.0%	Held directly

Questions About Pathward Financial, Inc.

What are Pathward Financial, Inc.'s total assets?

Pathward Financial, Inc. reported $7.31B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.

How many banks does Pathward Financial, Inc. own?

Pathward Financial, Inc. owns 1 bank that files a call report: Pathward, N.A.

Who owns Pathward, N.A.?

Pathward, N.A. is owned by Pathward Financial, Inc. The bank reported $7.31B in total assets on its latest call report.

Where can I find Pathward Financial, Inc.'s FR Y-9C?

Pathward Financial, Inc. files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 2390013. This page summarizes the FR Y-9C for Q2 2026.

Does Pathward Financial, Inc. file with the SEC?

Yes. Pathward Financial, Inc. files with the SEC under Central Index Key (CIK) 907471 and trades under the ticker CASH.

Filing Details fiscal year and SEC registration

Fiscal year end: September 30
Ticker: CASH
SEC CIK: 907471
SEC filings: Filings and 8-K events

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary

Pathward Financial, Inc.

Holding Company SD RSSD 2390013

$7.31B
- Pathward, N.A.
  
  National Bank SD RSSD 435077
  
  $7.31B
- Crestmark Capital Trust I
  
  Nonbank Subsidiary SD RSSD 5309463
- First Midwest Financial Capital Trust I
  
  Nonbank Subsidiary SD RSSD 4458645

Direct Subsidiaries 3 active direct subsidiaries

Entity	Type	State	Total Assets	Share of bank subsidiary assets
Pathward, N.A. · 435077	National Bank	SD	$7.31B	100.0%
Crestmark Capital Trust I · 5309463	Nonbank Subsidiary	SD	—	—
First Midwest Financial Capital Trust I · 4458645	Nonbank Subsidiary	SD	—	—

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 2390013)