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OceanFirst Financial Corp. Financials, FR Y-9C Data and Filings

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Bank Holding Company New Jersey RSSD 2609975 Ticker OCFC FRS Est. 1996

OceanFirst Financial Corp. is a bank holding company based in New Jersey with $23.28B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 1 bank that files a call report: OceanFirst Bank, N.A. ($23.17B in assets). Its shares trade under the ticker OCFC, and it files with the SEC under CIK 1004702: see its SEC filings and 8-K events.

Key Financials FR Y-9C, consolidated, as of June 30, 2026

Total assets
$23.28B
Total deposits
$17.94B
Total equity
$2.41B
Net income (Q2 2026)
-$3.0M
ROA
-0.07%
ROE
-0.59%
Net interest margin
3.04%
CET1 ratio
10.72%
Total loans
$16.30B
Efficiency ratio
96.30%
Equity / assets
10.36%
Tier 1 leverage ratio
10.76%
Total capital ratio
15.06%
Employees (FTE)
1,489

Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank Charter State Total assets (call report) Share of bank assets Held through
OceanFirst Bank, N.A. National Bank NJ $23.17B 100.0% Held directly

Questions About OceanFirst Financial Corp.

What are OceanFirst Financial Corp.'s total assets?

OceanFirst Financial Corp. reported $23.28B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.

How many banks does OceanFirst Financial Corp. own?

OceanFirst Financial Corp. owns 1 bank that files a call report: OceanFirst Bank, N.A.

Who owns OceanFirst Bank, N.A.?

OceanFirst Bank, N.A. is owned by OceanFirst Financial Corp. The bank reported $23.17B in total assets on its latest call report.

Where can I find OceanFirst Financial Corp.'s FR Y-9C?

OceanFirst Financial Corp. files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 2609975. This page summarizes the FR Y-9C for Q2 2026.

Does OceanFirst Financial Corp. file with the SEC?

Yes. OceanFirst Financial Corp. files with the SEC under Central Index Key (CIK) 1004702 and trades under the ticker OCFC.

Filing Details fiscal year and SEC registration

Fiscal year end
December 31
Ticker
OCFC
SEC CIK
1004702
SEC filings
Filings and 8-K events

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary
  • OceanFirst Financial Corp.
    Holding Company NJ RSSD 2609975
    $23.28B
    • OceanFirst Bank, N.A.
      National Bank NJ RSSD 85472
      $23.17B
    • Country Bank Statutory Trust I
      Nonbank Subsidiary DE RSSD 3339121
    • Flushing Financial Capital Trust II
      Nonbank Subsidiary NY RSSD 4324898
    • Flushing Financial Capital Trust III
      Nonbank Subsidiary NY RSSD 4324900
    • Flushing Financial Capital Trust IV
      Nonbank Subsidiary NY RSSD 4324919
    • OceanFirst Capital Trust I
      Nonbank Subsidiary DE RSSD 4493178
    • OceanFirst Capital Trust II
      Nonbank Subsidiary DE RSSD 4493196
    • OceanFirst Capital Trust III
      Nonbank Subsidiary DE RSSD 4493208
    • Sun Capital Trust VII
      Nonbank Subsidiary DE RSSD 3630462
    • Sun Capital Trust VIII
      Nonbank Subsidiary DE RSSD 3626960
    • Sun Statutory Trust VII
      Nonbank Subsidiary DE RSSD 3445835

Direct Subsidiaries 11 active direct subsidiaries

Entity Type State Total Assets Share of bank subsidiary assets
OceanFirst Bank, N.A. · 85472 National Bank NJ $23.17B 100.0%
Country Bank Statutory Trust I · 3339121 Nonbank Subsidiary DE — —
Flushing Financial Capital Trust II · 4324898 Nonbank Subsidiary NY — —
Flushing Financial Capital Trust III · 4324900 Nonbank Subsidiary NY — —
Flushing Financial Capital Trust IV · 4324919 Nonbank Subsidiary NY — —
OceanFirst Capital Trust I · 4493178 Nonbank Subsidiary DE — —
OceanFirst Capital Trust II · 4493196 Nonbank Subsidiary DE — —
OceanFirst Capital Trust III · 4493208 Nonbank Subsidiary DE — —
Sun Capital Trust VII · 3630462 Nonbank Subsidiary DE — —
Sun Capital Trust VIII · 3626960 Nonbank Subsidiary DE — —
Sun Statutory Trust VII · 3445835 Nonbank Subsidiary DE — —

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 2609975)