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Northstar Financial Group, Inc. Financials, FR Y-9SP Data and Filings

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Bank Holding Company Michigan RSSD 2958990 FRS Est. 2001

Northstar Financial Group, Inc. is a bank holding company based in Michigan with $3.30B in total consolidated assets as of June 30, 2026, on the consolidated assets memorandum line of its FR Y-9SP, a parent-company-only report. It owns 3 banks that file a call report, the largest being West Michigan Community Bank ($1.21B in assets).

Holding companies with less than $3 billion in assets file the semiannual FR Y-9SP rather than the quarterly FR Y-9C. The FR Y-9SP reports the parent company on its own, apart from one consolidated assets line, so deposits, loans, capital ratios and quarterly earnings sit in the bank's call report: see West Michigan Community Bank.

Key Financials FR Y-9SP, as of June 30, 2026

Total consolidated assets
$3.30B
Total assets, parent only
$274.9M
Total equity, parent only
$252.4M
Net income, parent only (first half of 2026)
$19.0M

Source: FR Y-9SP for June 30, 2026. Total consolidated assets covers the company and every subsidiary (Memoranda item 1, BHSP8519). The parent-only lines count the holding company itself, which carries its banks as an investment, and its net income is year to date. Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 3 banks held directly or through another holding company

Bank Charter State Total assets (call report) Share of bank assets Held through
West Michigan Community Bank State Member Bank MI $1.21B 36.4% Held directly
Northstar Bank State Member Bank MI $1.16B 34.9% Held directly
MainStreet Community Bank of Florida State Non-Member Bank FL $953.4M 28.7% Held directly

Questions About Northstar Financial Group, Inc.

What are Northstar Financial Group, Inc.'s total assets?

Northstar Financial Group, Inc. reported $3.30B in total consolidated assets as of June 30, 2026, the figure it entered on the consolidated assets memorandum line of its FR Y-9SP filing with the Federal Reserve. The FR Y-9SP is a parent-company-only report that carries no consolidated balance sheet, and holding companies with less than $3 billion in assets file it semiannually instead of the quarterly FR Y-9C.

How many banks does Northstar Financial Group, Inc. own?

Northstar Financial Group, Inc. owns 3 banks that file a call report: West Michigan Community Bank, Northstar Bank, and MainStreet Community Bank of Florida.

Who owns West Michigan Community Bank?

West Michigan Community Bank is owned by Northstar Financial Group, Inc. The bank reported $1.21B in total assets on its latest call report.

Where can I find Northstar Financial Group, Inc.'s FR Y-9SP?

Northstar Financial Group, Inc. files the FR Y-9SP with the Federal Reserve every six months, as of June 30 and December 31. The reports are public on the FFIEC National Information Center under RSSD ID 2958990. This page summarizes the FR Y-9SP for Q2 2026.

Filing Details fiscal year and SEC registration

Fiscal year end
December 31
Ticker
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SEC CIK
—
SEC filings
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Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary
  • Northstar Financial Group, Inc.
    Holding Company MI RSSD 2958990
    $3.30B

Direct Subsidiaries 5 active direct subsidiaries

Entity Type State Total Assets Share of bank subsidiary assets
West Michigan Community Bank · 715340 State Member Bank MI $1.21B 36.4%
Northstar Bank · 2958972 State Member Bank MI $1.16B 34.9%
MainStreet Community Bank of Florida · 3217957 State Non-Member Bank FL $953.4M 28.7%
Northstar Capital Trust I · 3528765 Nonbank Subsidiary MI — —
Valley Financial Statutory Trust I · 3185869 Nonbank Subsidiary MI — —

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 2958990)