Mechanics Bancorp Financials, FR Y-9C Data and Filings

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Bank Holding Company Washington RSSD 3843507 Ticker MCHB FRS Est. 1921

Part of: Eb Acquisition Company, LLC , Eb Acquisition Company II LLC

Mechanics Bancorp is a bank holding company based in Washington with $21.23B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 1 bank that files a call report: Mechanics Bank ($21.25B in assets). Its shares trade under the ticker MCHB, and it files with the SEC under CIK 1518715: see its SEC filings and 8-K events.

Key Financials FR Y-9C, consolidated, as of June 30, 2026

Total assets: $21.23B
Total deposits: $18.09B
Total equity: $2.69B
Net income (Q2 2026): $57.7M
ROA: 1.08%
ROE: 8.42%
Net interest margin: 3.63%
CET1 ratio: 14.39%

Total loans: $13.58B
Efficiency ratio: 58.80%
Equity / assets: 12.67%
Tier 1 leverage ratio: 8.71%
Total capital ratio: 16.70%
Employees (FTE): 1,756

Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank	Charter	State	Total assets (call report)	Share of bank assets	Held through
Mechanics Bank	State Non-Member Bank	CA	$21.25B	100.0%	Held directly

Questions About Mechanics Bancorp

What are Mechanics Bancorp's total assets?

Mechanics Bancorp reported $21.23B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.

How many banks does Mechanics Bancorp own?

Mechanics Bancorp owns 1 bank that files a call report: Mechanics Bank.

Who owns Mechanics Bank?

Mechanics Bank is owned by Mechanics Bancorp. The bank reported $21.25B in total assets on its latest call report.

Where can I find Mechanics Bancorp's FR Y-9C?

Mechanics Bancorp files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 3843507. This page summarizes the FR Y-9C for Q2 2026.

Does Mechanics Bancorp file with the SEC?

Yes. Mechanics Bancorp files with the SEC under Central Index Key (CIK) 1518715 and trades under the ticker MCHB.

Filing Details fiscal year and SEC registration

Fiscal year end: December 31
Ticker: MCHB
SEC CIK: 1518715
SEC filings: Filings and 8-K events

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary

Mechanics Bancorp

Holding Company WA RSSD 3843507

$21.23B
- Mechanics Bank
  
  State Non-Member Bank CA RSSD 936462
  
  $21.25B
- Homestreet Statutory Trust I
  
  Nonbank Subsidiary WA RSSD 4504784
- Homestreet Statutory Trust II
  
  Nonbank Subsidiary WA RSSD 4504793
- Homestreet Statutory Trust III
  
  Nonbank Subsidiary WA RSSD 4504805
- Homestreet Statutory Trust IV
  
  Nonbank Subsidiary WA RSSD 4504814

Direct Subsidiaries 5 active direct subsidiaries

Entity	Type	State	Total Assets	Share of bank subsidiary assets
Mechanics Bank · 936462	State Non-Member Bank	CA	$21.25B	100.0%
Homestreet Statutory Trust I · 4504784	Nonbank Subsidiary	WA	—	—
Homestreet Statutory Trust II · 4504793	Nonbank Subsidiary	WA	—	—
Homestreet Statutory Trust III · 4504805	Nonbank Subsidiary	WA	—	—
Homestreet Statutory Trust IV · 4504814	Nonbank Subsidiary	WA	—	—

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 3843507)