Luminate Capital Corp. Financials, FR Y-9SP Data and Filings
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Luminate Capital Corp. is a bank holding company based in Minnesota with $556.3M in total consolidated assets as of June 30, 2026, on the consolidated assets memorandum line of its FR Y-9SP, a parent-company-only report. It owns 1 bank that files a call report: Luminate Bank ($554.5M in assets). It files with the SEC under CIK 1937320: see its filings on EDGAR.
Holding companies with less than $3 billion in assets file the semiannual FR Y-9SP rather than the quarterly FR Y-9C. The FR Y-9SP reports the parent company on its own, apart from one consolidated assets line, so deposits, loans, capital ratios and quarterly earnings sit in the bank's call report: see Luminate Bank.
Key Financials FR Y-9SP, as of June 30, 2026
- Total consolidated assets
- $556.3M
- Total assets, parent only
- $58.4M
- Total equity, parent only
- $49.6M
- Net income, parent only (first half of 2026)
- $7.9M
Source: FR Y-9SP for June 30, 2026. Total consolidated assets covers the company and every subsidiary (Memoranda item 1, BHSP8519). The parent-only lines count the holding company itself, which carries its banks as an investment, and its net income is year to date. Bank-level figures in the tables below come from each bank's own call report.
Bank Subsidiaries 1 bank held directly or through another holding company
| Bank | Charter | State | Total assets (call report) | Share of bank assets | Held through |
|---|---|---|---|---|---|
| Luminate Bank | State Non-Member Bank | MN | $554.5M | 100.0% | Held directly |
Questions About Luminate Capital Corp.
What are Luminate Capital Corp.'s total assets?
Luminate Capital Corp. reported $556.3M in total consolidated assets as of June 30, 2026, the figure it entered on the consolidated assets memorandum line of its FR Y-9SP filing with the Federal Reserve. The FR Y-9SP is a parent-company-only report that carries no consolidated balance sheet, and holding companies with less than $3 billion in assets file it semiannually instead of the quarterly FR Y-9C.
How many banks does Luminate Capital Corp. own?
Luminate Capital Corp. owns 1 bank that files a call report: Luminate Bank.
Who owns Luminate Bank?
Luminate Bank is owned by Luminate Capital Corp. The bank reported $554.5M in total assets on its latest call report.
Where can I find Luminate Capital Corp.'s FR Y-9SP?
Luminate Capital Corp. files the FR Y-9SP with the Federal Reserve every six months, as of June 30 and December 31. The reports are public on the FFIEC National Information Center under RSSD ID 5715064. This page summarizes the FR Y-9SP for Q2 2026.
Does Luminate Capital Corp. file with the SEC?
Yes. Luminate Capital Corp. files with the SEC under Central Index Key (CIK) 1937320.
Filing Details fiscal year and SEC registration
- Fiscal year end
- December 31
- Ticker
- —
- SEC CIK
- 1937320
- SEC filings
- —
Organization Map select + to expand a subsidiary's own holdings
- Luminate Capital Corp.Holding Company MN RSSD 5715064$556.3M
- State Non-Member Bank MN RSSD 310754$554.5M
-
Direct Subsidiaries 1 active direct subsidiary
| Entity | Type | State | Total Assets | Share of bank subsidiary assets |
|---|---|---|---|---|
| Luminate Bank · 310754 | State Non-Member Bank | MN | $554.5M | 100.0% |
Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.
Regulator records: FFIEC NIC profile (RSSD 5715064)