Bank Search Index

About this dataset

Bank Search Index is a Free dataset in the Banks group of the BankRegReports Data API. The response carries 18 documented fields, sourced from FFIEC + FDIC.

The entire FDIC-insured bank universe as a minimal {rssd_id, legal_name, hq_city, hq_state, total_assets, fdic_cert} list, for client-side typeahead. Safe to cache in the browser: the universe only changes when a new quarter of filings is loaded. Lets a search box load once and filter locally instead of querying per keystroke.

Endpoint

GET /api/v1/banks/search-index/

Response fields

Field	Type	Description
rssd_id	integer, nullable	RSSD ID (count)
entity_type	string
url	string, nullable
fdic_cert	integer, nullable	FDIC Certificate (count)
legal_name	string	Legal Name (text)
hq_city	string, nullable	Headquarters City (text)
hq_state	string, nullable	Headquarters State (text)
asset_tier	string, nullable	Asset Tier (text)
established	string (date), nullable	Established (date)
num_offices	integer, nullable
total_assets	number (double), nullable	Total Assets (USD thousands)
total_deposits	number (double), nullable	Total Deposits (USD thousands)
net_income	number (double), nullable	Net Income (USD thousands). Net income (loss) after tax, as reported on the Call Report income statement. The figure is the single quarter, not a year-to-date total.
cet1_ratio	number (double), nullable	CET1 Capital Ratio (percent). Common Equity Tier 1 capital as a percentage of risk-weighted assets, the strictest measure of bank capital. The prompt corrective action "well capitalized" level is 6.5%; the 4.5% minimum plus the 2.5% conservation buffer is 7.0%, below which dividends and bonuses are limited. FFIEC 031 filers report it as RCFAP793 and FFIEC 041/051 filers as RCOAP793 (standardized approach). A bank under the advanced approaches also reports RCFWP793; the ratio shown is the lower of the two, the binding ratio FDIC publishes. Banks in the community bank leverage ratio framework do not report it.
npl_ratio	number (double), nullable	Non-Performing Loan Ratio (percent). Noncurrent loans (nonaccrual plus 90+ days past due and still accruing) as a percentage of total loans, the FDIC and UBPR definition; consolidated lines for FFIEC 031 filers. Performing modifications to borrowers in financial difficulty are not counted. Lower is better. The Healthy and Watch bands below are BankRegReports screening bands (2% and 5%), not regulatory triggers; no supervisory NPL threshold exists.
roa	number (double), nullable	Return on Assets (percent). Net income, annualized, as a percentage of average total assets. The single most-cited profitability metric. 1.0%+ is strong for national banks; community banks often run 0.8 to 1.2%.
roe	number (double), nullable	Return on Equity (percent)
nim	number (double), nullable

Example request

curl "https://api.bankregreports.com/api/v1/banks/search-index/" \
  -H "Authorization: Bearer $BANKREG_API_TOKEN"

Responses are JSON in a {"data": ..., "meta": {...}} envelope. Get a token on the setup page.

Example response shape

A successful call returns HTTP 200 with a JSON body. Each row in data carries the fields below, shown with their documented types rather than sample values.

{
  "data": [
    {
      "rssd_id": "integer",
      "entity_type": "string",
      "url": "string",
      "fdic_cert": "integer",
      "legal_name": "string",
      "hq_city": "string",
      "hq_state": "string",
      "asset_tier": "string"
      ... 10 more fields
    }
  ],
  "meta": { ... }
}

When to use it

Bank Search Index sits in the Banks group of the Data API. Reach for it when your work needs this data straight from the API: it comes back as JSON you can load into a notebook, a spreadsheet or a scheduled pipeline, with the dataset key bank_search_index naming it the same way in the REST path, the Python SDK and the OpenAPI document.

Access and authentication

This dataset is in the Free tier. Send your API token in the Authorization header as a Bearer token, using a GET request to the endpoint above. The Free plan is the first plan that includes it. Check the plan comparison for request limits, and the data update schedule for when new filings reach the API.

Related datasets

• Bank Directory: Directory of all FDIC-insured banks with identity + headline figures.
• Bank Snapshot: Latest filed-quarter snapshot for one bank: balance sheet, capital, ratios.
• Bank Trends: Quarterly time series of key metrics for one bank.
• HMDA Mortgage-Lending Book: Per-bank Home Mortgage Disclosure Act book - applications, originations, denials, and USD volumes by activity year and state.

Keep going

Browse every dataset, follow the setup walkthrough to make a first call, use the Excel add-in for formulas, or connect an assistant through the MCP server.

Python SDK

Install with pip install bankregreports and set BANKREG_API_TOKEN to your key.

import bankregreports

brr = bankregreports.BankReg()  # reads BANKREG_API_TOKEN
result = brr.bank_search_index()