FDIC SDI Financials
FreeFDIC Statistics on Depository Institutions (SDI) canonical financial series for one bank - quarterly balance sheet, income, capital, asset-quality, and efficiency metrics, newest period first.
About this dataset
FDIC SDI Financials is a Free dataset in the Banks group of the BankRegReports Data API. The response carries 32 documented fields, sourced from FDIC SDI (Statistics on Depository Institutions).
GET /api/v1/banks/{rssd_id}/fdic/financials/ - FDIC SDI financial series.
Endpoint
GET /api/v1/banks/{rssd_id}/fdic/financials/ Parameters
| Name | Required | Description |
|---|---|---|
| rssd_id | required | Federal Reserve RSSD id. e.g. 852218 |
Response fields
| Field | Type | Description |
|---|---|---|
| rssd_id | integer, nullable | RSSD ID (count) |
| cert | integer, nullable | |
| name | string, nullable | |
| state | string, nullable | |
| city | string, nullable | |
| bank_class | string, nullable | |
| report_date | string (date), nullable | Report Date (date) |
| total_assets | number (double), nullable | Total Assets (USD thousands) |
| total_deposits | number (double), nullable | Total Deposits (USD thousands) |
| insured_deposits | number (double), nullable | |
| uninsured_deposits | number (double), nullable | |
| total_equity | number (double), nullable | Total Equity (USD thousands) |
| total_equity_capital | number (double), nullable | |
| net_income | number (double), nullable | Net Income (USD thousands). Net income (loss) after tax, as reported on the Call Report income statement. The figure is the single quarter, not a year-to-date total. |
| net_interest_margin | number (double), nullable | Net Interest Margin (percent). Net interest income, annualized, as a percentage of average earning assets: the spread the bank earns between the yield on its assets and its cost of funds. The vendor (fully taxable equivalent) and computed series use different earning-asset bases, so they can differ by 10 to 15 basis points. |
| roa | number (double), nullable | Return on Assets (percent). Net income, annualized, as a percentage of average total assets. The single most-cited profitability metric. 1.0%+ is strong for national banks; community banks often run 0.8 to 1.2%. |
| roe | number (double), nullable | Return on Equity (percent) |
| roa_pretax | number (double), nullable | |
| efficiency_ratio | number (double), nullable | Efficiency Ratio (percent). Non-interest expense divided by the sum of net interest income and non-interest income. Lower is better. Below 60% is excellent; above 75% raises operational-leverage concerns. |
| nim_ratio | number (double), nullable | |
| earning_asset_yield | number (double), nullable | |
| cost_of_funding | number (double), nullable | |
| net_loans_leases | number (double), nullable | Net loans and leases (USD thousands). Net Loans & Leases: total loans and leases net of unearned income and allowance for credit losses (Schedule RC line 4b). |
| loan_loss_allowance_ratio | number (double), nullable | |
| noncurrent_loans_ratio | number (double), nullable | |
| net_chargeoffs_ratio | number (double), nullable | |
| other_real_estate_owned | number (double), nullable | |
| total_rbc_ratio | number (double), nullable | |
| tier1_rbc_ratio | number (double), nullable | |
| tier1_leverage_ratio | number (double), nullable | |
| cblr_indicator | number (double), nullable | |
| num_employees | number (double), nullable |
Example request
curl "https://api.bankregreports.com/api/v1/banks/852218/fdic/financials/" \ -H "Authorization: Bearer $BANKREG_API_TOKEN"
Responses are JSON in a {"data": ..., "meta": {...}} envelope. Get a token on the setup page.
Example response shape
A successful call returns HTTP 200 with a JSON body. Each row in data carries the fields below, shown with their documented types rather than sample values.
{
"data": [
{
"rssd_id": "integer",
"cert": "integer",
"name": "string",
"state": "string",
"city": "string",
"bank_class": "string",
"report_date": "string (date)",
"total_assets": "number (double)"
... 24 more fields
}
],
"meta": { ... }
} When to use it
FDIC SDI Financials sits in the Banks group of the Data API. Reach for it when your work needs this data straight from the API: it comes back as JSON you can load into a notebook, a spreadsheet or a scheduled pipeline, with the dataset key fdic_financials naming it the same way in the REST path, the Python SDK and the OpenAPI document.
Access and authentication
This dataset is in the Free tier. Send your API token in the Authorization header as a Bearer token, using a GET request to the endpoint above. The Free plan is the first plan that includes it. Check the plan comparison for request limits, and the data update schedule for when new filings reach the API.
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Keep going
Browse every dataset, follow the setup walkthrough to make a first call, use the Excel add-in for formulas, or connect an assistant through the MCP server.
Python SDK
The Python SDK does not have a method for this dataset yet. Call the REST endpoint above with any HTTP client.