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National Deposit Rates

Public

FDIC national deposit rates and rate caps by product.

About this dataset

National Deposit Rates is a Public dataset in the Rate Environment group of the BankRegReports Data API. It is sourced from FDIC National Rates and Rate Caps.

Wide table, one row per `effective_date` with rate columns per product code. Columns vary across builds (new product columns appear when FDIC publishes them).

Endpoint

GET /api/v1/rates/national-rates/

Example request

curl "https://api.bankregreports.com/api/v1/rates/national-rates/" \
  -H "Authorization: Bearer $BANKREG_API_TOKEN"

Responses are JSON in a {"data": ..., "meta": {...}} envelope. Get a token on the setup page.

When to use it

National Deposit Rates sits in the Rate Environment group of the Data API. Reach for it when your work needs this data straight from the API: it comes back as JSON you can load into a notebook, a spreadsheet or a scheduled pipeline, with the dataset key rates_national naming it the same way in the REST path, the Python SDK and the OpenAPI document.

Access and authentication

This dataset is in the Public tier. Send your API token in the Authorization header as a Bearer token, using a GET request to the endpoint above. The Free plan is the first plan that includes it. Check the plan comparison for request limits, and the data update schedule for when new filings reach the API.

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Keep going

Browse every dataset, follow the setup walkthrough to make a first call, use the Excel add-in for formulas, or connect an assistant through the MCP server.

Python SDK

Install with pip install bankregreports and set BANKREG_API_TOKEN to your key.

import bankregreports

brr = bankregreports.BankReg()  # reads BANKREG_API_TOKEN
result = brr.dataset("rates_national")
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