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1st Trust Bank, Inc. Locations & Branches Hazard, Kentucky
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1st Trust Bank, Inc. operates 4 branches from its headquarters in Hazard, KY, .
1st Trust Bank, Inc. branch network
All 4 branches are in KENTUCKY, across 3 cities. Hazard, KY has the most of its branches, 2. Its largest office by deposits is its main office in Hazard, KY, with $141.7M (45.8% of its branch deposits). It had the same number of branches on June 30, 2025.
1st Trust Bank, Inc. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.65% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $351.7M
- Tier 1 leverage ratio, Q2 2026
- 9.65%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2004
Full financial profile · Is 1st Trust Bank, Inc. safe? · 1st Trust Bank, Inc. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Hazard, KY (2 branches) | 3 of 5 | 19.8% | $183.6M |
| State: KY (4 branches) | 72 of 152 | 0.2% | $309.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
1st Trust Bank, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Perry, KY (2 branches) | 3 of 5 | 19.8% | $183.6M | $928.3M |
| Madison, KY (1 branch) | 10 of 17 | 4.3% | $85.6M | $1.99B |
| Laurel, KY (1 branch) | 9 of 12 | 3.1% | $40.0M | $1.30B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Richmond-Berea, KY (1 branch) | 11 of 18 | 3.9% | $85.6M | $2.17B |
| London, KY (1 branch) | 10 of 12 | 1.5% | $40.0M | $2.60B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| 1st Trust Bank, Inc. (main office) | Hazard, KY | 41701 | $141.7M |
| Eastern Bypass Branch | Richmond, KY | 40475 | $85.6M |
| Black Gold Branch | Hazard, KY | 41701 | $41.9M |
| London Shopping Center Branch | London, KY | 40741 | $40.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 57869) · FFIEC NIC profile (RSSD 3309393)