Banks FIRST NATIONAL BANK OF EAST TEXAS, THE

FIRST NATIONAL BANK OF EAST TEXAS, THE

GILMER, TX Medium Est. April 13, 1900, midnight FDIC #3218 RSSD #445955 OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF EAST TEXAS, THE is an FDIC-insured commercial bank headquartered in GILMER, TX, established in April 13, 1900, midnight. As of 2025-12-31, the bank reported total assets of $615M and total deposits of $556M. Profitability stands at 1.31% ROA and 15.02% ROE, with a net interest margin of 4.26%. CET1 capital ratio: 6.91%. NPL ratio: 0.67% · Texas Ratio: 5.39%.

Assets
$615M
Deposits
$556M
Loans
$419M
Equity
$53M

Profitability

Return on Assets (ROA)1.31%
Return on Equity (ROE)15.02%
Net Interest Margin4.26%
Yield on Assets6.39%
Cost of Funds2.15%

Asset Quality

NPL Ratio0.67%
Net Charge-Off Ratio0.30%
Texas Ratio5.39%
NPA Ratio0.51%
ACL / Loans1.20%

Capital & Liquidity

CET1 Ratio6.91%
Tier 1 Capital6.91%
Total Capital Ratio7.25%
Leverage Ratio9.58%
Loan-to-Deposit75.25%

This is just the summary.

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required