Bank call report · Albany, GA
AB&T Call Report
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AB&T filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 290 reported line items, schedule by schedule (762 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2775151 |
| FDIC certificate number | 35029 |
| Total assets | $261.2M |
Official Q2 2026 call report PDF (FFIEC) →
AB&T call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · AB&T balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $261.2M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $261.2M |
| Total Liabilities and Minority Interest | RCON2948 | $229.8M |
| Total Deposits | RCON2200 | $227.9M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $186.8M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $184.3M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $151.1M |
| Deposits: Noninterest-bearing | RCON6631 | $76.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $31.8M |
| Total Equity Capital | RCON3210 | $31.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $31.4M |
| Federal Funds Sold | RCONB987 | $25.2M |
| Surplus | RCON3839 | $21.8M |
| Interest-bearing Balances | RCON0071 | $13.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $6.2M |
| Common Stock | RCON3230 | $3.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.8M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.5M |
| Other Assets | RCON2160 | $2.4M |
| Other Liabilities, Total | RCON2930 | $1.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.2M |
| Accumulated Other Comprehensive Income | RCONB530 | -$385K |
| Other Borrowed Money | RCON3190 | $384K |
Schedule RI: Income Statement (34 items)
About Schedule RI · AB&T income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $7.6M |
| Net Interest Income | RIAD4074 | $6.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $5.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $3.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.5M |
| Total Noninterest Expense | RIAD4093 | $3.2M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.6M |
| Net Income (Loss) | RIAD4340 | $2.6M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.3M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.9M |
| Salaries and Employee Benefits | RIAD4135 | $1.9M |
| Total Interest Expense | RIAD4073 | $1.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.3M |
| Other Noninterest Expense | RIAD4092 | $1.2M |
| Applicable Income Taxes | RIAD4302 | $897K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $747K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $711K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $695K |
| Total Noninterest Income | RIAD4079 | $592K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $508K |
| Other Noninterest Income | RIADB497 | $457K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $262K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $215K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $117K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $112K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $103K |
| Interest on Other Securities | RIAD4060 | $98K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $87K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $74K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $61K |
| Other Interest Expense | RIADGW44 | $15K |
| Other Interest Income | RIAD4518 | $7K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 28 |
Schedule RC-B: Securities (13 items)
About Schedule RC-B · AB&T securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $8K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $8K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $32.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $30.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $29.6M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $29.1M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $2.2M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $2.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $1.2M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $500K |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $484K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $250K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $8K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · AB&T loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $186.8M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $97.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $58.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $55.0M |
| Pledged Loans and Leases | RCONG378 | $40.0M |
| Commercial and Industrial Loans | RCON1766 | $38.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $33.4M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $30.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $29.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $21.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $20.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $19.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $15.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $13.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $10.3M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $7.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $6.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $6.5M |
| Real Estate Loans Secured by Farmland | RCON1420 | $6.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $5.0M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $4.2M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $3.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $2.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $2.9M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $2.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $803K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $271K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $180K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $35K |
| Other Loans | RCONJ464 | $9K |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $3K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $10.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $7.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $716K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $265K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $256K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $184K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $73K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $65K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 30 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 29 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 28 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 17 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 15 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 1 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 1 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 1 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 1 |
Schedule RC-E: Deposit Liabilities (29 items)
About Schedule RC-E · AB&T deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $151.5M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $126.3M |
| Total Demand Deposits (See Note Below) | RCON2210 | $125.2M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $76.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $75.8M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $46.7M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $24.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $13.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $7.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $7.9M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $7.7M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $7.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $6.7M |
| Total reciprocal deposits | RCONJH83 | $6.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $6.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $6.0M |
| Total Brokered Deposits | RCON2365 | $6.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $4.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $4.4M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $4.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $3.1M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $2.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $1.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $913K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $743K |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $631K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $531K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $20K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $732K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $450K |
| All Other Liabilities | RCON2938 | $196K |
| Deferred Compensation Liabilities | RCONC011 | $196K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $99K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · AB&T quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $268.3M |
| Quarterly Average of Total Loans | RCON3360 | $177.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $75.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $69.2M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $66.0M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $61.5M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $40.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $36.2M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $28.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $15.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $9.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $8.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $3.0M |
| All Other Securities | RCONB560 | $2.7M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $405K |
| Mortgage-backed Securities | RCONB559 | $10K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · AB&T derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $22.1M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $20.5M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $9.0M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $5.6M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $5.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $2.1M |
| Commercial and Similar Letters of Credit | RCON3411 | $515K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $250K |
| Performance Standby Letters of Credit | RCON3821 | $105K |
Schedule RC-M: Memoranda (5 items)
About Schedule RC-M · AB&T memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $8.9M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $384K |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $384K |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $384K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (3 items)
About Schedule RC-N · AB&T past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Nonaccrual Assets Sold During the Quarter | RCONC411 | $997K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $3K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · AB&T other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $268.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $228.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $123.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $103.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $32.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.5M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 5,644 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 143 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 58 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · AB&T regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $268.3M |
| Average total consolidated assets | RCOAKW03 | $268.3M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $187.4M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $34.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $31.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $31.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $31.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $31.4M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $25.6M |
| Retained Earnings | RCOAKW00 | $6.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $2.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $2.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $2.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$385K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$385K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1822 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1696 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1696 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1185 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1022 |
Schedule RC-R, Part II: Risk-Weighted Assets (52 items)
About Schedule RC-R, Part II · AB&T risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $188.0M |
| Total Risk-weighted Assets | RCONG641 | $187.4M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $138.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $138.9M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $133.5M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $122.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $121.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $71.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $66.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $66.0M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $64.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $59.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $59.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $40.3M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $35.9M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $31.8M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $29.6M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $25.2M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $25.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $19.1M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $14.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $13.2M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $10.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $9.6M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $9.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $8.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $5.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $5.2M |
| Total All Other Assets | RCOND981 | $5.2M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $5.0M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $4.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $4.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $3.7M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$3.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $2.9M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $2.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $1.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 0% | RCONS527 | $523K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $515K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$487K |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $484K |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $422K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $250K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $250K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $250K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $214K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $105K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $103K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $103K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $53K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $53K |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $8K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $31.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $31.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $31.1M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $2.0M |
| Other Comprehensive Income | RIADB511 | -$372K |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $84K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (3 items)
About Schedule RI-B, Part I · AB&T charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · AB&T changes in allowances for credit losses trends
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $384K |
AB&T call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the AB&T call report?
The AB&T call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does AB&T file?
AB&T files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the AB&T call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: AB&T has Federal Reserve RSSD ID 2775151 and FDIC certificate number 35029. Either one finds its filings on the FFIEC Central Data Repository.
How often does AB&T file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
AB&T financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 35029) · FFIEC NIC profile (RSSD 2775151)