AB&T: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, AB&T reported 20 of the 23 line items on this page. It did not report foreign office deposits, uninsured deposits and uninsured deposits to total deposits. Total deposits was $235.6M in Q3 2026, up 2.4% from $230.1M in Q3 2025. That is 86.1% of its total assets. Across the 12 quarters shown it ranged from $216.0M (Q4 2023) to $247.2M (Q4 2025).
What the deposit base page covers and where each line comes from.
Open the full liquidity and funding analysis: liquid assets and unrealized securities losses, loans against deposits, the uninsured, brokered and borrowed share of funding, the cost of funds and capital headroom, by quarter with asset-tier medians.
Brokered deposits climbed 66.6% in Q3 2026, from $6.0M to $10.0M. It was the largest change from Q2 2026 among the key lines here. Within Georgia, AB&T is 71st of 122 on total deposits, $235.6M as of Q3 2026. The median for banks in the $100M-1B asset tier is $275.6M on total deposits. AB&T sits 15% lower, at $235.6M (Q3 2026).
Deposit totals
| Line item | Q3 2026 |
|---|---|
| Total deposits | $235.6M |
| Domestic office deposits | $235.6M |
| Foreign office deposits | — |
| Deposits to total assets | 86.06% |
| Deposits to total liabilities | 96.94% |
Source: Call Report Schedules RC-E and RC-O; Total deposits: Call Report Schedule RC, item 13.a (RCON2200). Open the filed call report for Q3 2026 on the FFIEC CDR.
Deposit composition
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $135.4M |
| Savings deposits | $12.4M |
| Transaction accounts to domestic deposits | 68.89% |
| Time deposits to total deposits | 6.56% |
| Time deposits under $100k | $4.3M |
| Time deposits $100k to $250k | $4.3M |
| Time deposits over $250k | $6.9M |
| Noninterest-bearing share of deposits | 31.69% |
Source: Call Report Schedules RC-E and RC-O. Open the filed call report for Q3 2026 on the FFIEC CDR.
Stability of funding
| Line item | Q3 2026 |
|---|---|
| Core deposits | $218.6M |
| Core deposits to total deposits | 92.80% |
| Insured deposits | $144.5M |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $10.0M |
| Brokered deposits to total deposits | 4.25% |
Source: Call Report Schedules RC-E and RC-O. Open the filed call report for Q3 2026 on the FFIEC CDR.
Cost of deposits
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.78% |
| Interest expense on deposits | $696K |
| Loans and leases to core deposits | 85.58% |
Source: Call Report Schedules RC-E and RC-O. Open the filed call report for Q3 2026 on the FFIEC CDR.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q4 2023 | $216.0M | 97.00% | 0.00% | 2.78% |
| Q1 2024 | $226.4M | 96.81% | 0.00% | 2.84% |
| Q2 2024 | $220.7M | 96.39% | 0.00% | 2.79% |
| Q3 2024 | $225.4M | 95.97% | 0.00% | 2.78% |
| Q4 2024 | $236.0M | 96.06% | 0.00% | 2.39% |
| Q1 2025 | $238.6M | 95.86% | 0.00% | 2.12% |
| Q2 2025 | $225.8M | 96.45% | 0.00% | 2.10% |
| Q3 2025 | $230.1M | 95.54% | 2.28% | 2.10% |
| Q4 2025 | $247.2M | 96.03% | 1.72% | 2.10% |
| Q1 2026 | $238.6M | 94.51% | 2.20% | 1.84% |
| Q2 2026 | $227.9M | 93.88% | 2.64% | 1.84% |
| Q3 2026 | $235.6M | 92.80% | 4.25% | 1.78% |
AB&T deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. How these pages are built. See the full AB&T profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35029) · FFIEC NIC profile (RSSD 2775151)