Branch Network
Acb Bank Locations & Branches Cherokee, Oklahoma
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Acb Bank operates 3 branches from its headquarters in Cherokee, OK, .
Acb Bank branch network
All 3 branches are in OKLAHOMA, across 3 cities. Its largest office by deposits is its main office in Cherokee, OK, with $84.3M (73.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Acb Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.24% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $135.5M
- Tier 1 leverage ratio, Q2 2026
- 12.24%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1908
Full financial profile · Is Acb Bank safe? · Acb Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Cherokee, OK (1 branch) | 2 of 3 | 36.9% | $84.3M |
| State: OK (3 branches) | 132 of 192 | <0.1% | $114.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Oklahoma.
Share by county and metro area
Acb Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Alfalfa, OK (1 branch) | 2 of 6 | 26.2% | $84.3M | $322.3M |
| Garfield, OK (2 branches) | 9 of 14 | 0.5% | $30.5M | $5.85B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Enid, OK (2 branches) | 9 of 14 | 0.5% | $30.5M | $5.85B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Acb Bank (main office) | Cherokee, OK | 73728 | $84.3M |
| Waukomis Branch | Waukomis, OK | 73773 | $17.6M |
| Garber Branch | Garber, OK | 73738 | $12.9M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 4061) · FFIEC NIC profile (RSSD 266253)