Alliant Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Alliant Bank of Madison, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.14% | 1.34% | -0.20% | 41st below |
| ROAE Behind the peer average, ahead of the median peer. | 12.98% | 13.31% | -0.33% | 54th above |
| Net Interest Margin | 4.71% | 3.93% | +0.78% | 86th top |
| Efficiency Ratio | 70.53% | 61.14% | +9.39% | 27th below |
| PPNR / Avg Assets | 1.51% | 1.68% | -0.17% | 45th below |
| Yield on Earning Assets | 6.06% | 5.67% | +0.39% | 71st above |
| Cost of Funds | 1.38% | 1.88% | -0.50% | 76th top |
| Net Interest Spread | 4.18% | 3.32% | +0.86% | 89th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.28% | 0.70% | -0.42% | 53rd above |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 85th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.22% | 1.28% | -0.06% | 53rd above |
| Texas Ratio | 2.83% | 7.33% | -4.50% | 55th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 277.78% | 1395.91% | -1118.13% | 64th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.40% | 19.50% | -7.10% | 21st bottom |
| Tier 1 Ratio | 12.40% | 19.54% | -7.14% | 21st bottom |
| Total Capital Ratio | 13.65% | 20.62% | -6.97% | 23rd bottom |
| Leverage Ratio | 9.03% | 12.14% | -3.11% | 13th bottom |
| Equity / Assets | 8.94% | 11.37% | -2.43% | 26th below |
| TCE / Tangible Assets | 8.94% | 11.09% | -2.15% | 30th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.87% | 80.63% | +8.24% | 31st below |
| Core Deposit Ratio | 95.36% | 86.86% | +8.50% | 86th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.17% | 6.85% | -3.68% | 41st below |
| Loan Growth (Y/Y) | 2.40% | 7.90% | -5.50% | 33rd below |
| Deposit Growth (Y/Y) | 2.81% | 6.29% | -3.48% | 42nd below |
See Alliant Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Alliant Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Alliant Bank profile, how to read a UBPR, or how this data updates.