Alliant Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio climbed 4.20 percentage points in Q2 2026, from 84.67% to 88.87%. It was the largest change from Q1 2026 among the key lines here. Alliant Bank ranks 78th of 192 Missouri banks on loan-to-deposit ratio, in the upper half at 88.87% (Q2 2026). Alliant Bank reported 88.87% on loan-to-deposit ratio for Q2 2026, 8.03 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $24.1M |
| Cash and noninterest-bearing balances to assets | 9.41% |
| Cash and securities | $34.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.87% |
| Net loans and leases to deposits | 87.78% |
| Loans and leases to core deposits | 93.19% |
| Core deposits to total deposits | 95.36% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 88.94% | 95.00% | $0 | $0 |
| Q4 2023 | 89.78% | 94.56% | $0 | $0 |
| Q1 2024 | 90.43% | 93.73% | $0 | $0 |
| Q2 2024 | 90.40% | 93.79% | $0 | $0 |
| Q3 2024 | 85.36% | 93.75% | $0 | $0 |
| Q4 2024 | 89.43% | 93.21% | $0 | $0 |
| Q1 2025 | 85.99% | 93.43% | $0 | $0 |
| Q2 2025 | 89.23% | 92.77% | $0 | $0 |
| Q3 2025 | 82.39% | 92.36% | $0 | $0 |
| Q4 2025 | 84.31% | 94.01% | $0 | $0 |
| Q1 2026 | 84.67% | 93.89% | $0 | $0 |
| Q2 2026 | 88.87% | 95.36% | $0 | $0 |
Alliant Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Alliant Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Alliant Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1946) · FFIEC NIC profile (RSSD 35057)