Alliant Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 4.20 percentage points in Q2 2026, from 84.67% to 88.87%. It was the largest change from Q1 2026 among the key lines here. Within Missouri, Alliant Bank is 136th of 192 on return on assets, 1.14% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Alliant Bank sits 0.11 points lower, at 1.14% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.40% |
| Tier 1 risk-based capital ratio | 12.40% |
| Total risk-based capital ratio | 13.65% |
| Tier 1 leverage ratio | 9.03% |
| Equity capital to assets | 8.94% |
| Tangible equity to tangible assets | 8.94% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.28% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 2.83% |
| Allowance for credit losses to loans | 1.22% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.14% |
| Return on equity | 12.98% |
| Net interest margin | 4.71% |
| Efficiency ratio | 70.53% |
| Yield on earning assets | 6.06% |
| Cost of funds | 1.38% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.87% |
| Core deposits to total deposits | 95.36% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.53% |
| Securities to assets | 4.13% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.06% | 14.06% | 15.31% | 9.91% | 1.50% |
| Q4 2023 | 14.18% | 14.18% | 15.43% | 10.09% | 1.18% |
| Q1 2024 | 13.92% | 13.92% | 15.18% | 10.10% | 1.43% |
| Q2 2024 | 13.65% | 13.65% | 14.90% | 10.01% | 1.38% |
| Q3 2024 | 12.95% | 12.95% | 14.20% | 9.46% | 1.27% |
| Q4 2024 | 12.85% | 12.85% | 14.10% | 8.97% | 0.99% |
| Q1 2025 | 12.31% | 12.31% | 13.57% | 8.96% | 0.74% |
| Q2 2025 | 12.16% | 12.16% | 13.41% | 8.85% | 0.89% |
| Q3 2025 | 12.44% | 12.44% | 13.69% | 8.67% | 1.01% |
| Q4 2025 | 11.81% | 11.81% | 13.06% | 8.35% | 0.51% |
| Q1 2026 | 12.35% | 12.35% | 13.60% | 8.62% | 1.02% |
| Q2 2026 | 12.40% | 12.40% | 13.65% | 9.03% | 1.14% |
Alliant Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Alliant Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Alliant Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1946) · FFIEC NIC profile (RSSD 35057)