Allnations Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
The largest change between Q1 2026 and Q2 2026 was in Total risk-based capital ratio, which rose 0.82 percentage points to 15.25%. Allnations Bank ranks 42nd of 71 Oklahoma banks on CET1 ratio, in the lower half at 13.99% (Q2 2026). Allnations Bank reported 13.99% on CET1 ratio for Q2 2026, 5.97 points below the 19.96% median for banks in the < $100M asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.99% |
| Tier 1 risk-based capital ratio | 13.99% |
| Total risk-based capital ratio | 15.25% |
| Tier 1 leverage ratio | 8.31% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $7.1M |
| Tier 1 capital | $7.1M |
| Total risk-based capital | $7.7M |
| Total equity capital | $6.9M |
| Risk-weighted assets | $50.6M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.20% |
| Tangible equity to tangible assets | 8.20% |
| Equity capital to average assets | 8.13% |
| Internal capital growth rate | 12.98% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $500K |
| Common stock surplus | $6.0M |
| Retained earnings | $606K |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$152K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.49% | 14.49% | 15.75% | 10.11% | $36.7M |
| Q4 2023 | 15.27% | 15.27% | 16.53% | 9.78% | $35.4M |
| Q1 2024 | 14.67% | 14.67% | 15.93% | 9.38% | $38.0M |
| Q2 2024 | 14.15% | 14.15% | 15.41% | 8.53% | $40.2M |
| Q3 2024 | 14.44% | 14.44% | 15.70% | 8.67% | $39.3M |
| Q4 2024 | 14.02% | 14.02% | 15.28% | 9.05% | $42.5M |
| Q1 2025 | 14.17% | 14.17% | 15.43% | 8.69% | $43.4M |
| Q2 2025 | 15.00% | 15.00% | 16.26% | 8.52% | $42.4M |
| Q3 2025 | 14.51% | 14.51% | 15.77% | 8.52% | $45.4M |
| Q4 2025 | 11.89% | 11.89% | 13.14% | 8.32% | $55.5M |
| Q1 2026 | 13.17% | 13.17% | 14.43% | 8.32% | $52.1M |
| Q2 2026 | 13.99% | 13.99% | 15.25% | 8.31% | $50.6M |
Allnations Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Allnations Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Allnations Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4051) · FFIEC NIC profile (RSSD 146056)