Allnations Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin fell 0.23 percentage points in Q2 2026 to 4.39%, the biggest move on this page. Allnations Bank ranks 68th of 169 Oklahoma banks on net interest margin, in the upper half at 4.39% (Q2 2026). Allnations Bank reported 4.39% on net interest margin for Q2 2026, 0.51 points above the 3.88% median for banks in the < $100M asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.11% |
| Yield on loans | 7.44% |
| Yield on securities | 4.12% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.81% |
| Cost of interest-bearing deposits | 2.09% |
| Cost of interest-bearing liabilities | 2.09% |
| Cost of borrowings | 0.00% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.39% |
| Yield to cost spread | 4.02% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $924K |
| Total interest expense | $355K |
| Interest expense on deposits | $355K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 7.17% | 1.45% | 5.78% | 10.13% | 2.44% |
| Q4 2023 | 6.53% | 1.75% | 4.83% | 8.58% | 2.47% |
| Q1 2024 | 6.88% | 2.17% | 4.82% | 8.77% | 2.70% |
| Q2 2024 | 6.63% | 2.47% | 4.25% | 8.74% | 2.73% |
| Q3 2024 | 6.00% | 2.56% | 3.52% | 7.27% | 3.20% |
| Q4 2024 | 7.24% | 2.39% | 4.92% | 9.27% | 3.56% |
| Q1 2025 | 6.65% | 2.13% | 4.57% | 8.10% | 3.75% |
| Q2 2025 | 6.61% | 2.17% | 4.51% | 8.18% | 4.09% |
| Q3 2025 | 6.74% | 2.18% | 4.64% | 8.50% | 4.20% |
| Q4 2025 | 5.48% | 2.00% | 3.54% | 6.16% | 4.27% |
| Q1 2026 | 6.34% | 1.78% | 4.62% | 7.52% | 4.00% |
| Q2 2026 | 6.11% | 1.81% | 4.39% | 7.44% | 4.12% |
Allnations Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Allnations Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Allnations Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4051) · FFIEC NIC profile (RSSD 146056)