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Amerant Bank, N.A.: Common Equity Tier 1 Capital Ratio

12.91% Ranks #1,439 of 2,136 U.S. banks · 33rd percentile

Data as of · sourced from FFIEC call reports. How we update

Amerant Bank, N.A. reported a common equity tier 1 capital ratio of 12.91% as of Q2 2026, ranking #1,439 of 2,136 U.S. banks (33rd percentile). The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 12.91%
Q1 2026 12.72%
Q4 2025 12.35%
Q3 2025 12.04%
Q2 2025 12.03%
Q1 2025 11.77%
Q4 2024 11.73%
Q3 2024 11.07%
Q2 2024 10.72%
Q1 2024 11.14%
Q4 2023 10.73%
Q3 2023 11.46%

National Context

Latest value 12.91%
National rank#1,439 of 2,136
Percentile 33rd
12-quarter low10.72%
12-quarter high12.91%
Full rankingView leaderboard

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Most well-managed US community banks report CET1 ratios between 11% and 16%. Ratios above 14% generally indicate comfortable capital cushions; below 10% triggers regulatory attention. The CET1 ratio should be read alongside the Tier 1 leverage ratio (which doesn't weight assets by risk), since a bank can have a high CET1 ratio while still being thinly capitalized on a leverage basis.

Full definition & formula →

Frequently asked questions

What is Amerant Bank, N.A.'s Common Equity Tier 1 Capital Ratio?

Amerant Bank, N.A.'s Common Equity Tier 1 Capital Ratio was 12.91% as of Q2 2026, ranking #1439 of 2,136 U.S. banks.

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Amerant Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 22953) · FFIEC NIC profile (RSSD 83638)