Bank call report · Los Angeles, CA
American Business Bank Call Report
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American Business Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 408 reported line items, schedule by schedule (953 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2734729 |
| FDIC certificate number | 34788 |
| Total assets | $4.42B |
Official Q2 2026 call report PDF (FFIEC) →
American Business Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · American Business Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $4.42B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $4.42B |
| Total Liabilities and Minority Interest | RCON2948 | $3.98B |
| Total Deposits | RCON2200 | $3.94B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $3.12B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $3.09B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $2.13B |
| Deposits: Noninterest-bearing | RCON6631 | $1.81B |
| Held-to-maturity Securities, Total | RCON1754 | $507.6M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $507.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $461.5M |
| Total Equity Capital | RCON3210 | $436.7M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $436.7M |
| Undivided Profits and Capital Reserves | RCON3632 | $291.7M |
| Common Stock | RCON3230 | $137.8M |
| Other Assets | RCON2160 | $125.2M |
| Interest-bearing Balances | RCON0071 | $111.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $106.2M |
| Surplus | RCON3839 | $58.1M |
| Accumulated Other Comprehensive Income | RCONB530 | -$50.9M |
| Other Liabilities, Total | RCON2930 | $42.5M |
| Allowance for Loan and Lease Losses | RCON3123 | $34.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $15.2M |
| Intangible Assets | RCON2143 | $147K |
Schedule RI: Income Statement (45 items)
About Schedule RI · American Business Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $102.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $87.0M |
| Net Interest Income | RIAD4074 | $83.9M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $60.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $43.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $43.5M |
| Total Noninterest Expense | RIAD4093 | $42.0M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $32.1M |
| Net Income (Loss) | RIAD4340 | $32.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $32.1M |
| Salaries and Employee Benefits | RIAD4135 | $28.5M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $21.4M |
| Total Interest Expense | RIAD4073 | $18.8M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $15.2M |
| Applicable Income Taxes | RIAD4302 | $11.4M |
| Other Noninterest Expense | RIAD4092 | $10.6M |
| Total Noninterest Income | RIAD4079 | $5.6M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $5.5M |
| Interest on Other Securities | RIAD4060 | $5.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $5.1M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $3.6M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $2.8M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.8M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $2.8M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.7M |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$2.6M |
| Other Noninterest Income | RIADB497 | $2.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.6M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1.5M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $1.4M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.4M |
| Provision for Loan and Lease Losses | RIAD4230 | $1.3M |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $1.3M |
| Other Interest Income | RIAD4518 | $881K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $495K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $361K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $219K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $156K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $92K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $92K |
| Net Servicing Fees | RIADB492 | $69K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $65K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $3K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 250 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $217.8M |
| Balances Due from Federal Reserve Banks | RCON0090 | $106.6M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $101.5M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $7.8M |
| Currency and Coin | RCON0080 | $1.7M |
| Balances Due from Banks in Foreign Countries and Foreign Central Banks | RCON0070 | $238K |
Schedule RC-B: Securities (41 items)
About Schedule RC-B · American Business Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $24.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $20.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $309.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $253.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $25.0M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $23.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $130.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $107.0M |
| Pledged Securities | RCON0416 | $827.5M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $531.7M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $422.9M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $358.6M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $301.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $265.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $191.8M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $166.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $159.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $80.8M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $70.4M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $66.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $64.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $59.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $59.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $21.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $19.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $13.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK150 | $13.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $12.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $11.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $11.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $10.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK151 | $10.2M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $9.5M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $8.8M |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Amortized Cost | RCONHT58 | $4.9M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Amortized Cost | RCONPU98 | $4.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $4.8M |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Fair Value | RCONHT59 | $4.5M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Fair Value | RCONPU99 | $4.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $2.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $779K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · American Business Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $3.12B |
| Pledged Loans and Leases | RCONG378 | $2.17B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $1.40B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.13B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $772.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $771.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $735.1M |
| Commercial and Industrial Loans | RCON1766 | $646.6M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $646.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $644.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $440.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $119.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $99.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $81.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $52.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $38.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $17.3M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $12.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $9.7M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $8.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $7.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $6.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $6.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $5.4M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $5.3M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $5.0M |
| Other Loans | RCONJ464 | $5.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $4.5M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $3.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $144K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $77K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $129.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $127.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $21.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.1M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 328 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 239 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 181 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 127 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 6 |
Schedule RC-E: Deposit Liabilities (29 items)
About Schedule RC-E · American Business Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Demand Deposits (See Note Below) | RCON2210 | $2.28B |
| Total Transaction Accounts | RCON2215 | $2.28B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $2.28B |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.66B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.63B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $1.46B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $1.34B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $154.1M |
| Total reciprocal deposits | RCONJH83 | $152.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $125.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $106.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $106.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $84.5M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $80.6M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $59.9M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $59.9M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $57.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $52.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $51.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $32.1M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $27.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $22.2M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $19.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $5.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $5.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $5.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $4.9M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $2.5M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $989K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCON2148 | $41.1M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $25.6M |
| Other Assets | RCON2168 | $19.9M |
| Accrued Interest Receivable | RCONB556 | $16.6M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $16.0M |
| Accounts Receivable | RCONFT34 | $11.5M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $6.0M |
| Prepaid Expenses | RCON2166 | $2.2M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $29.3M |
| Operating lease liabilities | RCONLB56 | $14.9M |
| Deferred Compensation Liabilities | RCONC011 | $13.3M |
| Other Expenses Accrued and Unpaid | RCON3646 | $12.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $653K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $508K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · American Business Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $4.43B |
| Quarterly Average of Total Loans | RCON3360 | $3.10B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $2.32B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $1.46B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $620.6M |
| Mortgage-backed Securities | RCONB559 | $549.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $474.5M |
| All Other Securities | RCONB560 | $442.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $147.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $127.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $107.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $65.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $60.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $7.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $125K |
| Quarterly Average of Other Borrowed Money | RCON3355 | $1K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (18 items)
About Schedule RC-L · American Business Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $830.2M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $292.6M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $95.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $44.6M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $42.0M |
| Unused Commitments - Credit Card Lines | RCON3815 | $41.6M |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $40.5M |
| Amount of Financial Standby Letters of Credit Conveyed to Others | RCON3820 | $17.7M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $15.7M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $9.9M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $1.6M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $1.6M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $1.0M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $793K |
| Commercial and Similar Letters of Credit | RCON3411 | $678K |
| Performance Standby Letters of Credit | RCON3821 | $607K |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $19K |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $19K |
Schedule RC-M: Memoranda (5 items)
About Schedule RC-M · American Business Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $13.9M |
| Outstanding balance of PPP loans | RCONLG27 | $164K |
| All other intangible assets | RCONJF76 | $147K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
| Number of outstanding PPP Loans | RCONLG26 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (14 items)
About Schedule RC-N · American Business Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $13.6M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $9.8M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $4.8M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $3.6M |
| Additions to Nonaccrual Assets | RCONC410 | $2.9M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $2.9M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $2.9M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $2.7M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $2.7M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $2.7M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $2.7M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Nonaccrual | RCONK116 | $2.1M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $1.1M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $955K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (9 items)
About Schedule RC-O · American Business Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $4.43B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $3.94B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $3.35B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $2.98B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $588.1M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $483.1M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 10,820 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 2,525 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $461.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $461.5M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $461.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $461.5M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $19K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $19K |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $19K |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $19K |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $19K |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $19K |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $19K |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $19K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $19K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $19K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · American Business Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $3.95B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · American Business Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $4.43B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $4.43B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $3.95B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $522.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $487.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $487.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $487.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $436.7M |
| Retained Earnings | RCOAKW00 | $291.7M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $195.9M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$50.9M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$49.5M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $35.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $35.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $35.3M |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP848 | -$1.5M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $147K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $147K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1324 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1235 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1235 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1101 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0524 |
Schedule RC-R, Part II: Risk-Weighted Assets (66 items)
About Schedule RC-R, Part II · American Business Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $3.95B |
| Total Risk-weighted Assets | RCONG641 | $3.95B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $3.62B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $3.62B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $3.14B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $2.94B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $2.94B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $866.9M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $866.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $692.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $596.1M |
| Total Held-to-maturity Securities | RCOND961 | $507.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $461.5M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $410.7M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $330.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $298.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $298.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $261.4M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $261.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $237.4M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $237.4M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $217.8M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $173.4M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $171.8M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $147.1M |
| Total All Other Assets | RCOND981 | $140.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $138.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $138.5M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $130.7M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $118.6M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $109.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $107.9M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$107.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $99.0M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $96.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $72.8M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$70.2M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $42.0M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $42.0M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $42.0M |
| Unconditionally Cancellable Commitments | RCONS540 | $41.6M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $32.1M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $20.4M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $16.0M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $15.3M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $13.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $13.6M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $13.6M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $13.6M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $9.5M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $6.0M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $6.0M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $6.0M |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$2.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $1.1M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $793K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $678K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $607K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $304K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $304K |
| Cash and Balances Due from Depository Institutions - 100 Pct Risk Weight Category | RCOND960 | $238K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $136K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $136K |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $23K |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $23K |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $19K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $19.6M |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $436.7M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $411.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $411.1M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $5.4M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | -$3.0M |
| Other Comprehensive Income | RIADB511 | $1.9M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · American Business Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $58K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $36K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $22K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $4K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $4K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (6 items)
About Schedule RI-B, Part II · American Business Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $34.8M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $33.5M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $63K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $58K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $55K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $55K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $3.12B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $2.22B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $664.2M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $129.6M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $99.2M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $34.8M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $23.8M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $8.0M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $8.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $1.8M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $1.1M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $190K |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $144K |
| Held to Maturity Securities, Securities issued by states and poilitical subdivisions in the US | RCONJJ20 | $55K |
| Held to Maturity Securities, Total | RCONJJ25 | $55K |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $3K |
Schedule RI-E: Explanations (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $3.9M |
| Marketing and Other Professional Services | RIAD0497 | $1.5M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $636K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $442K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $409K |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $266K |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $238K |
American Business Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the American Business Bank call report?
The American Business Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does American Business Bank file?
American Business Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the American Business Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: American Business Bank has Federal Reserve RSSD ID 2734729 and FDIC certificate number 34788. Either one finds its filings on the FFIEC Central Data Repository.
How often does American Business Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
American Business Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 34788) · FFIEC NIC profile (RSSD 2734729)