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American Community Bank & Trust Locations & Branches Woodstock, Illinois
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American Community Bank & Trust operates 4 branches from its headquarters in Woodstock, IL, .
American Community Bank & Trust branch network
All 4 branches are in ILLINOIS, across 4 cities. Its largest office by deposits is the Huntley Branch office in Huntley, IL, with $326.2M (32.2% of its branch deposits). It had the same number of branches on June 30, 2025.
American Community Bank & Trust at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.61% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $1.18B
- Tier 1 leverage ratio, Q2 2026
- 10.61%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2000
Full financial profile · Is American Community Bank & Trust safe? · American Community Bank & Trust call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Woodstock, IL (1 branch) | 2 of 5 | 27.3% | $182.8M |
| State: IL (4 branches) | 67 of 379 | 0.1% | $1.01B |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
American Community Bank & Trust's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Mchenry, IL (4 branches) | 4 of 24 | 10.3% | $1.01B | $9.84B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (4 branches) | 49 of 150 | 0.2% | $1.01B | $632.03B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Huntley Branch | Huntley, IL | 60142 | $326.2M |
| Crystal Lake Branch | Crystal Lake, IL | 60014 | $322.6M |
| American Community Bank & Trust (main office) | Woodstock, IL | 60098 | $182.8M |
| Mchenry Branch | Mchenry, IL | 60050 | $182.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 35412) · FFIEC NIC profile (RSSD 2869162)