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Bank call report · Chicago, IL

American Metro Bank Call Report

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American Metro Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 180 reported line items, schedule by schedule (490 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

American Metro Bank call report filing details
Call report formFFIEC 051
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID2533043
FDIC certificate number34334
Total assets$119.1M

Official Q2 2026 call report PDF (FFIEC) →

American Metro Bank call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.

Schedule RC: Balance Sheet (20 items)

About Schedule RC · American Metro Bank balance sheet trends

American Metro Bank Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $119.1M
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $119.1M
Total Liabilities and Minority Interest RCON2948 $102.7M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $96.5M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $95.3M
Total Deposits RCON2200 $88.0M
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $70.8M
Surplus RCON3839 $20.5M
Interest-bearing Balances RCON0071 $18.6M
Deposits: Noninterest-bearing RCON6631 $17.2M
Total Equity Capital RCON3210 $16.4M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $16.4M
Other Borrowed Money RCON3190 $13.7M
Undivided Profits and Capital Reserves RCON3632 -$7.6M
Common Stock RCON3230 $3.5M
Other Assets RCON2160 $3.0M
Noninterest-bearing Balances and Currency and Coin RCON0081 $1.8M
Allowance for Loan and Lease Losses RCON3123 $1.2M
Other Liabilities, Total RCON2930 $1.0M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $489K
Schedule RI: Income Statement (31 items)

About Schedule RI · American Metro Bank income statement trends

American Metro Bank Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $3.5M
Interest and Fee Income on Loans, Total RIAD4010 $3.2M
Net Interest Income RIAD4074 $2.3M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $2.0M
Total Noninterest Expense RIAD4093 $1.7M
Total Interest Expense RIAD4073 $1.2M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $1.1M
Salaries and Employee Benefits RIAD4135 $1.1M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $638K
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $638K
Income (Loss) Before Discontinued Operations RIAD4300 $635K
Net Income (Loss) RIAD4340 $635K
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $635K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $535K
Other Noninterest Expense RIAD4092 $396K
Savings Deposits (Including Mmdas) RIAD0093 $362K
Expenses of Premises and Fixed Assets RIAD4217 $253K
Interest Income on Balances Due from Depository Institutions RIAD4115 $215K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $191K
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $86K
Total Noninterest Income RIAD4079 $82K
Other Interest Expense RIADGW44 $68K
Other Noninterest Income RIADB497 $54K
Provisions for Credit Losses on Financial Assets RIADJJ33 $42K
Provision for Loan and Lease Losses RIAD4230 $40K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $28K
Other Interest Income RIAD4518 $12K
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $7K
Applicable Income Taxes RIAD4302 $3K
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $2K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 18
Schedule RC-C, Part I: Loans and Leases (23 items)

About Schedule RC-C, Part I · American Metro Bank loans and leases trends

American Metro Bank Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $96.5M
Pledged Loans and Leases RCONG378 $95.3M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $31.2M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $25.6M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $24.9M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $21.5M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $21.3M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $17.0M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $15.8M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $13.6M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $12.7M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $9.2M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $7.9M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $6.5M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $5.9M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $3.1M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $2.7M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $2.4M
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RCON1797 $2.0M
Other Loans RCONJ464 $1.5M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $797K
Commercial and Industrial Loans RCON1766 $193K
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $138K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (8 items)

About Schedule RC-C, Part II

American Metro Bank Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $23.6M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $3.2M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $193K
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $163K
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 48
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 18
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 3
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 2
Schedule RC-E: Deposit Liabilities (28 items)

About Schedule RC-E · American Metro Bank deposit liabilities trends

American Metro Bank Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $66.5M
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $52.1M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $28.5M
Money Market Deposit Accounts (Mmda's) RCON6810 $25.4M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $23.5M
Total Transaction Accounts RCON2215 $21.5M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $21.2M
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) RCONHK05 $17.9M
Total Brokered Deposits RCON2365 $17.9M
Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK06 $17.6M
Total Demand Deposits (See Note Below) RCON2210 $17.4M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $14.4M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $14.2M
Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. RCONB552 $12.9M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $10.3M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $10.3M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $7.2M
Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits RCONK223 $6.1M
Total Time Deposits of Less Than $100,000 RCON6648 $6.0M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $3.2M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $1.5M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $1.3M
Total reciprocal deposits RCONJH83 $1.0M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $932K
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $755K
Sweep deposits: Fully insured, non-affiliate sweep deposits RCONMT91 $743K
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $291K
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $2K
Schedule RC-F: Other Assets (6 items)

About Schedule RC-F

American Metro Bank Schedule RC-F, Q2 2026
Line item Code Q2 2026
Net Deferred Tax Assets RCON2148 $2.0M
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $367K
Accrued Interest Receivable RCONB556 $281K
Other Assets RCON2168 $277K
Prepaid Expenses RCON2166 $241K
First Itemized Amount That Exceeds 25% of All Other Assets (2168) RCON3549 $26K
Schedule RC-G: Other Liabilities (5 items)

About Schedule RC-G

American Metro Bank Schedule RC-G, Q2 2026
Line item Code Q2 2026
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $565K
All Other Liabilities RCON2938 $345K
Operating lease liabilities RCONLB56 $306K
Other Expenses Accrued and Unpaid RCON3646 $88K
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $40K
Schedule RC-K: Quarterly Averages (11 items)

About Schedule RC-K · American Metro Bank quarterly averages trends

American Metro Bank Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $111.5M
Quarterly Average of Total Loans RCON3360 $96.7M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $60.7M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $34.2M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $29.2M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $26.2M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $12.7M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $11.0M
Quarterly Average of Other Borrowed Money RCON3355 $4.9M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $4.4M
Quarterly Average of Commercial and Industrial Loans RCON3387 $195K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)

About Schedule RC-L · American Metro Bank derivatives and off-balance-sheet items trends

American Metro Bank Schedule RC-L, Q2 2026
Line item Code Q2 2026
Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties RCON3814 $2.2M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $2.1M
Other Unused Commitments: All Other Unused Commitments RCONJ459 $2.0M
1-4 Family Residential Construction Loan Commitments RCONF164 $2.0M
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $1.5M
Financial Standby Letters of Credit and Foreign Office Guarantees RCON3819 $154K
Schedule RC-M: Memoranda (6 items)

About Schedule RC-M · American Metro Bank memoranda trends

American Metro Bank Schedule RC-M, Q2 2026
Line item Code Q2 2026
FHLB Advances: Structured Advances RCONF059 $13.7M
FHLB Advances (Loans) Due in One Year or Less RCON2651 $10.0M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less RCONF055 $10.0M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years RCONF057 $2.0M
FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONF056 $1.8M
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCON6164 $260K
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)

About Schedule RC-O · American Metro Bank other data for deposit insurance assessments trends

American Metro Bank Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $111.5M
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $93.6M
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $52.1M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $40.7M
Average Tangible Equity for the Calendar Quarter RCONK654 $14.2M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $755K
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 1,577
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 66
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 41
Averaging Method Used RCONK653 1
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)

About Schedule RC-R, Part I · American Metro Bank regulatory capital components and ratios trends

American Metro Bank Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Total Assets RCOA2170 $119.1M
Average total consolidated assets RCOAKW03 $111.5M
Average Total Assets (Net of Deductions) RCOAA224 $109.4M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $24.0M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $16.4M
Common Equity Tier 1 Capital RCOAP859 $14.3M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $14.3M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $14.3M
Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B RCOAKX82 $10.0M
Off-balance sheet exposures: Unused portion of conditionally cancellable commitments RCOAKX79 $9.9M
Retained Earnings RCOAKW00 -$7.6M
Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls RCOAP843 $2.0M
Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) RCOAP875 $2.0M
Off-balance sheet exposures: Other off-balance sheet exposures RCOAKX81 $154K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Do you qualify for and opt-in to CBLR? RCOALE74 1
Tier 1 Leverage Capital Ratio RCOA7204 0.131
Total off-balance sheet exposures (sum of items 15a through 15.c) RCOAKX83 0.0842
Schedule RI-A: Changes in Bank Equity Capital (3 items)

About Schedule RI-A

American Metro Bank Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $16.4M
Balance End of Previous Calendar Year as Restated RIADB508 $15.7M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $15.7M
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)

About Schedule RI-B, Part I · American Metro Bank charge-offs and recoveries on loans and leases trends

American Metro Bank Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $16K
Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens RIADC217 $16K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)

About Schedule RI-B, Part II · American Metro Bank changes in allowances for credit losses trends

American Metro Bank Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $1.2M
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $1.2M
Provisions for credit losses on off-balance-sheet exposures RIADMG93 $2K

American Metro Bank call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the American Metro Bank call report?

The American Metro Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does American Metro Bank file?

American Metro Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the American Metro Bank call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: American Metro Bank has Federal Reserve RSSD ID 2533043 and FDIC certificate number 34334. Either one finds its filings on the FFIEC Central Data Repository.

How often does American Metro Bank file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

American Metro Bank financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.