American Metro Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks American Metro Bank of Chicago, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.17% | 1.35% | -0.18% | 43rd below |
| ROAE | 8.02% | 12.06% | -4.04% | 26th below |
| Net Interest Margin | 4.35% | 3.90% | +0.45% | 73rd above |
| Efficiency Ratio | 71.13% | 63.15% | +7.98% | 26th below |
| PPNR / Avg Assets | 1.25% | 1.64% | -0.39% | 31st below |
| Yield on Earning Assets | 6.39% | 5.65% | +0.74% | 84th top |
| Cost of Funds | 2.33% | 1.85% | +0.48% | 20th bottom |
| Net Interest Spread | 3.77% | 3.35% | +0.42% | 74th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans | -0.03% | 0.15% | -0.18% | 93rd top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.27% | 1.28% | -0.01% | 58th above |
| Texas Ratio | 0.00% | 7.15% | -7.15% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.10% | 12.46% | +0.64% | 76th top |
| Equity / Assets | 13.75% | 11.67% | +2.08% | 83rd top |
| TCE / Tangible Assets | 13.75% | 11.40% | +2.35% | 85th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 109.69% | 78.63% | +31.06% | 4th bottom |
| Core Deposit Ratio | 67.98% | 87.10% | -19.12% | 4th bottom |
| Wholesale Funding Ratio | 11.51% | 5.11% | +6.40% | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.25% | 6.47% | +0.78% | 71st above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.30% | 7.64% | -1.34% | 56th above |
| Deposit Growth (Y/Y) | 0.50% | 6.03% | -5.53% | 26th below |
See American Metro Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock American Metro Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full American Metro Bank profile, how to read a UBPR, or how this data updates.