Apollo Trust Company: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Equity capital to total assets edged up by 0.24 percentage points, from 10.38% to 10.62%, the largest move among the key lines here. Within Pennsylvania, Apollo Trust Company is 22nd of 72 on CET1 ratio, 17.96% as of Q2 2026, above the middle of the field. Apollo Trust Company reported 17.96% on CET1 ratio for Q2 2026, 2.89 points above the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 17.96% |
| Tier 1 risk-based capital ratio | 17.96% |
| Total risk-based capital ratio | 19.16% |
| Tier 1 leverage ratio | 11.05% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $23.1M |
| Tier 1 capital | $23.1M |
| Total risk-based capital | $24.7M |
| Total equity capital | $22.2M |
| Risk-weighted assets | $128.8M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.62% |
| Tangible equity to tangible assets | 10.62% |
| Equity capital to average assets | 10.64% |
| Internal capital growth rate | 6.22% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $3.4M |
| Retained earnings | $19.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$889K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 16.87% | 16.87% | 17.89% | 10.48% | $122.0M |
| Q4 2023 | 16.62% | 16.62% | 17.64% | 10.49% | $124.6M |
| Q1 2024 | 16.31% | 16.31% | 17.32% | 10.49% | $127.5M |
| Q2 2024 | 16.49% | 16.49% | 17.50% | 10.45% | $127.1M |
| Q3 2024 | 16.87% | 16.87% | 17.95% | 10.46% | $125.1M |
| Q4 2024 | 17.25% | 17.25% | 18.41% | 10.68% | $125.1M |
| Q1 2025 | 16.97% | 16.97% | 18.08% | 10.72% | $128.1M |
| Q2 2025 | 16.94% | 16.94% | 18.11% | 10.64% | $129.6M |
| Q3 2025 | 17.02% | 17.02% | 18.19% | 10.75% | $130.8M |
| Q4 2025 | 17.43% | 17.43% | 18.63% | 10.72% | $129.1M |
| Q1 2026 | 17.52% | 17.52% | 18.69% | 10.85% | $130.1M |
| Q2 2026 | 17.96% | 17.96% | 19.16% | 11.05% | $128.8M |
Apollo Trust Company regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Apollo Trust Company, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Apollo Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6051) · FFIEC NIC profile (RSSD 368522)