Apollo Trust Company: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.37 percentage points in Q2 2026 to 4.83%, the biggest move on this page. On net interest margin, Apollo Trust Company ranks 2nd highest among the 109 banks headquartered in Pennsylvania, at 4.83% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Apollo Trust Company sits 0.88 points higher, at 4.83% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.73% |
| Yield on loans | 5.86% |
| Yield on securities | 3.42% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.93% |
| Cost of interest-bearing deposits | 0.58% |
| Cost of interest-bearing liabilities | 1.48% |
| Cost of borrowings | 3.93% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.83% |
| Yield to cost spread | 4.25% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.5M |
| Total interest expense | $418K |
| Interest expense on deposits | $116K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.08% | 0.71% | 4.36% | 5.23% | 3.79% |
| Q4 2023 | 4.74% | 0.90% | 3.87% | 4.82% | 3.72% |
| Q1 2024 | 4.76% | 1.12% | 3.70% | 4.84% | 3.67% |
| Q2 2024 | 5.27% | 1.15% | 4.11% | 5.40% | 3.57% |
| Q3 2024 | 5.39% | 1.17% | 4.24% | 5.54% | 3.61% |
| Q4 2024 | 5.43% | 1.17% | 4.24% | 5.57% | 3.63% |
| Q1 2025 | 5.04% | 1.10% | 4.02% | 5.12% | 3.97% |
| Q2 2025 | 5.52% | 1.13% | 4.40% | 5.69% | 3.13% |
| Q3 2025 | 5.68% | 1.11% | 4.59% | 5.84% | 3.43% |
| Q4 2025 | 5.51% | 1.16% | 4.39% | 5.65% | 3.29% |
| Q1 2026 | 5.47% | 1.06% | 4.46% | 5.61% | 3.31% |
| Q2 2026 | 5.73% | 0.93% | 4.83% | 5.86% | 3.42% |
Apollo Trust Company yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Apollo Trust Company, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Apollo Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6051) · FFIEC NIC profile (RSSD 368522)