Apollo Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 2.25 percentage points lower than in Q1 2026, at 122.43%. On loan-to-deposit ratio, Apollo Trust Company ranks 3rd highest among the 109 banks headquartered in Pennsylvania, at 122.43% (Q2 2026). Against a median of 80.84% for banks in the $100M-1B asset tier, Apollo Trust Company reported 122.43% on loan-to-deposit ratio in Q2 2026, 41.59 points higher.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $3.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $14.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $31.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 14.99% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 122.43% |
| Net loans and leases to deposits | 121.43% |
| Loans and leases to core deposits | 126.11% |
| Core deposits to total deposits | 97.08% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 106.25% | 99.05% | $0 | $15.4M |
| Q4 2023 | 115.43% | 98.98% | $0 | $27.1M |
| Q1 2024 | 115.45% | 98.70% | $0 | $26.6M |
| Q2 2024 | 115.72% | 98.02% | $0 | $25.7M |
| Q3 2024 | 115.87% | 97.63% | $0 | $27.1M |
| Q4 2024 | 121.61% | 98.40% | $0 | $32.8M |
| Q1 2025 | 122.41% | 98.00% | $0 | $33.4M |
| Q2 2025 | 122.29% | 97.94% | $0 | $32.5M |
| Q3 2025 | 122.91% | 97.95% | $0 | $34.3M |
| Q4 2025 | 129.06% | 98.05% | $0 | $40.0M |
| Q1 2026 | 124.68% | 98.03% | $0 | $34.9M |
| Q2 2026 | 122.43% | 97.08% | $0 | $31.4M |
Apollo Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Apollo Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Apollo Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6051) · FFIEC NIC profile (RSSD 368522)