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Armed Forces Bank, N.A.: Loan-to-Deposit Ratio

60.31% Ranks #3,151 of 3,651 U.S. banks · 14th percentile

Data as of · sourced from FFIEC call reports. How we update

Armed Forces Bank, N.A. reported a loan-to-deposit ratio of 60.31% as of Q2 2026, ranking #3,151 of 3,651 U.S. banks (14th percentile). The Loan-to-Deposit Ratio (LTD) measures loans against deposits. A high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 60.31%
Q1 2026 63.14%
Q4 2025 65.93%
Q3 2025 67.83%
Q2 2025 63.66%
Q1 2025 64.54%
Q4 2024 68.52%
Q3 2024 72.27%
Q2 2024 73.87%
Q1 2024 66.69%
Q4 2023 70.53%
Q3 2023 71.48%

National Context

Latest value 60.31%
National rank#3,151 of 3,651
Percentile 14th
12-quarter low60.31%
12-quarter high73.87%
Full rankingView leaderboard

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Most US community banks report LTD between 65% and 90%. The industry has been gradually de-leveraging. LTD has fallen from ~80% to ~70% since 2007. Banks above 100% are funding loans with non-deposit sources, a more rate-sensitive and lower-quality funding mix.

Full definition & formula →

Frequently asked questions

What is Armed Forces Bank, N.A.'s Loan-to-Deposit Ratio?

Armed Forces Bank, N.A.'s Loan-to-Deposit Ratio was 60.31% as of Q2 2026, ranking #3151 of 3,651 U.S. banks.

What is the Loan-to-Deposit Ratio?

The Loan-to-Deposit Ratio measures the bank's loans outstanding as a percentage of its deposit base. It captures how aggressively the bank is deploying its core funding into lending vs. holding liquid securities.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Armed Forces Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 4666) · FFIEC NIC profile (RSSD 983457)