Arrowhead Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings rose 5.3% from Q1 2026 to Q2 2026, ending at $18.3M against $17.4M. It was the largest change among the key lines on this page. Within Texas, Arrowhead Bank is 49th of 184 on CET1 ratio, 22.31% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. Arrowhead Bank sits 7.24 points higher, at 22.31% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 22.31% |
| Tier 1 risk-based capital ratio | 22.31% |
| Total risk-based capital ratio | 23.49% |
| Tier 1 leverage ratio | 11.89% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $35.5M |
| Tier 1 capital | $35.5M |
| Total risk-based capital | $37.4M |
| Total equity capital | $34.6M |
| Risk-weighted assets | $159.2M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.70% |
| Tangible equity to tangible assets | 11.70% |
| Equity capital to average assets | 11.57% |
| Internal capital growth rate | 10.98% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.0M |
| Common stock surplus | $15.2M |
| Retained earnings | $18.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$951K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 17.17% | 17.17% | 18.23% | 9.36% | $156.8M |
| Q4 2023 | 16.69% | 16.69% | 17.71% | 9.56% | $164.2M |
| Q1 2024 | 17.09% | 17.09% | 18.10% | 9.69% | $164.7M |
| Q2 2024 | 17.42% | 17.42% | 18.42% | 10.03% | $165.7M |
| Q3 2024 | 17.94% | 17.94% | 18.99% | 10.55% | $165.6M |
| Q4 2024 | 18.09% | 18.09% | 19.15% | 10.60% | $167.5M |
| Q1 2025 | 19.06% | 19.06% | 20.18% | 10.69% | $163.2M |
| Q2 2025 | 19.12% | 19.12% | 20.21% | 11.06% | $167.4M |
| Q3 2025 | 19.88% | 19.88% | 21.00% | 11.50% | $165.8M |
| Q4 2025 | 19.82% | 19.82% | 20.92% | 11.70% | $169.8M |
| Q1 2026 | 21.29% | 21.29% | 22.45% | 11.65% | $162.4M |
| Q2 2026 | 22.31% | 22.31% | 23.49% | 11.89% | $159.2M |
Arrowhead Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Arrowhead Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Arrowhead Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1198) · FFIEC NIC profile (RSSD 570558)