Arrowhead Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Arrowhead Bank of Llano, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.85% | 1.34% | +0.51% | 80th top |
| ROAE | 16.13% | 13.31% | +2.82% | 72nd above |
| Net Interest Margin | 4.74% | 3.93% | +0.81% | 87th top |
| Efficiency Ratio | 52.28% | 61.14% | -8.86% | 76th top |
| PPNR / Avg Assets | 2.34% | 1.68% | +0.66% | 85th top |
| Yield on Earning Assets | 5.57% | 5.67% | -0.10% | 49th below |
| Cost of Funds | 0.92% | 1.88% | -0.96% | 93rd top |
| Net Interest Spread | 4.09% | 3.32% | +0.77% | 86th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.01% | 1.28% | -0.27% | 27th below |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
| Provision / NCO | 0.00% | 1396.10% | -1396.10% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 22.31% | 19.50% | +2.81% | 83rd top |
| Tier 1 Ratio | 22.31% | 19.53% | +2.78% | 83rd top |
| Total Capital Ratio | 23.49% | 20.62% | +2.87% | 83rd top |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.89% | 12.14% | -0.25% | 64th above |
| Equity / Assets | 11.70% | 11.37% | +0.33% | 68th above |
| TCE / Tangible Assets | 11.70% | 11.09% | +0.61% | 71st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 67.25% | 80.64% | -13.39% | 74th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.52% | 86.86% | +1.66% | 46th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.08% | 6.85% | -3.77% | 40th below |
| Loan Growth (Y/Y) | -2.69% | 7.91% | -10.60% | 13th bottom |
| Deposit Growth (Y/Y) | 1.90% | 6.29% | -4.39% | 35th below |
See Arrowhead Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Arrowhead Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Arrowhead Bank profile, how to read a UBPR, or how this data updates.