Arrowhead Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Yield on securities rose 0.40 percentage points from Q1 2026 to Q2 2026, ending at 3.00% against 2.60%. It was the largest change among the key lines on this page. Arrowhead Bank ranks 76th of 345 Texas banks on net interest margin, in the upper half at 4.74% (Q2 2026). Arrowhead Bank reported 4.74% on net interest margin for Q2 2026, 0.79 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.57% |
| Yield on loans | 7.14% |
| Yield on securities | 3.00% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.92% |
| Cost of interest-bearing deposits | 1.48% |
| Cost of interest-bearing liabilities | 1.48% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.74% |
| Yield to cost spread | 4.09% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.1M |
| Total interest expense | $601K |
| Interest expense on deposits | $601K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.62% | 0.72% | 3.95% | 6.49% | 1.92% |
| Q4 2023 | 4.87% | 0.88% | 4.05% | 6.81% | 1.91% |
| Q1 2024 | 5.08% | 1.20% | 3.94% | 6.98% | 1.92% |
| Q2 2024 | 5.22% | 1.19% | 4.12% | 7.15% | 1.92% |
| Q3 2024 | 5.44% | 1.08% | 4.44% | 7.38% | 1.85% |
| Q4 2024 | 5.55% | 1.03% | 4.60% | 7.46% | 1.87% |
| Q1 2025 | 5.42% | 1.01% | 4.49% | 7.20% | 2.00% |
| Q2 2025 | 5.47% | 0.97% | 4.60% | 7.11% | 2.38% |
| Q3 2025 | 5.65% | 0.92% | 4.81% | 7.26% | 2.37% |
| Q4 2025 | 5.70% | 0.93% | 4.85% | 7.23% | 2.34% |
| Q1 2026 | 5.54% | 0.93% | 4.70% | 7.11% | 2.60% |
| Q2 2026 | 5.57% | 0.92% | 4.74% | 7.14% | 3.00% |
Arrowhead Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Arrowhead Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Arrowhead Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1198) · FFIEC NIC profile (RSSD 570558)