Arthur State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Compared with Q1 2026, Retained earnings rose 3.0% in Q2 2026 to $35.3M, the biggest move on this page. Within South Carolina, Arthur State Bank is 24th of 30 on CET1 ratio, 12.15% as of Q2 2026. Arthur State Bank reported 12.15% on CET1 ratio for Q2 2026, 2.93 points below the 15.08% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.15% |
| Tier 1 risk-based capital ratio | 12.15% |
| Total risk-based capital ratio | 13.35% |
| Tier 1 leverage ratio | 8.30% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $67.9M |
| Tier 1 capital | $67.9M |
| Total risk-based capital | $74.6M |
| Total equity capital | $56.6M |
| Risk-weighted assets | $559.0M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.80% |
| Tangible equity to tangible assets | 6.80% |
| Equity capital to average assets | 6.91% |
| Internal capital growth rate | 7.58% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.0M |
| Common stock surplus | $30.6M |
| Retained earnings | $35.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$11.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.53% | 12.53% | 13.53% | 8.04% | $477.0M |
| Q4 2023 | 12.45% | 12.45% | 13.49% | 8.04% | $474.8M |
| Q1 2024 | 12.35% | 12.35% | 13.37% | 8.02% | $480.8M |
| Q2 2024 | 11.54% | 11.54% | 12.52% | 8.06% | $518.1M |
| Q3 2024 | 11.71% | 11.71% | 12.74% | 8.13% | $516.8M |
| Q4 2024 | 11.56% | 11.56% | 12.65% | 8.16% | $533.8M |
| Q1 2025 | 11.81% | 11.81% | 12.96% | 8.20% | $531.0M |
| Q2 2025 | 11.96% | 11.96% | 13.13% | 8.16% | $534.9M |
| Q3 2025 | 12.10% | 12.10% | 13.29% | 8.19% | $541.2M |
| Q4 2025 | 12.11% | 12.11% | 13.31% | 8.11% | $545.8M |
| Q1 2026 | 12.17% | 12.17% | 13.38% | 8.27% | $549.5M |
| Q2 2026 | 12.15% | 12.15% | 13.35% | 8.30% | $559.0M |
Arthur State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Arthur State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Arthur State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15085) · FFIEC NIC profile (RSSD 591320)