Arthur State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 2.91 percentage points higher than in Q1 2026, at 93.23%. Arthur State Bank ranks 11th of 44 South Carolina banks on loan-to-deposit ratio, in the upper half at 90.23% (Q2 2026). Arthur State Bank reported 90.23% on loan-to-deposit ratio for Q2 2026, 9.68 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $41.4M |
| Cash and noninterest-bearing balances to assets | 4.98% |
| Cash and securities | $178.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $5.4M |
| Other borrowed money | $80.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 9.65% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 90.23% |
| Net loans and leases to deposits | 89.29% |
| Loans and leases to core deposits | 93.23% |
| Core deposits to total deposits | 96.79% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 81.10% | 99.63% | $3.3M | $66.5M |
| Q4 2023 | 78.20% | 97.40% | $6.3M | $37.0M |
| Q1 2024 | 75.61% | 97.42% | $8.4M | $15.0M |
| Q2 2024 | 79.65% | 97.61% | $5.8M | $37.5M |
| Q3 2024 | 78.76% | 95.95% | $4.0M | $14.8M |
| Q4 2024 | 80.41% | 96.45% | $7.5M | $35.0M |
| Q1 2025 | 83.35% | 96.04% | $13.0M | $42.0M |
| Q2 2025 | 85.91% | 96.10% | $5.7M | $69.0M |
| Q3 2025 | 87.55% | 95.52% | $7.1M | $78.0M |
| Q4 2025 | 89.69% | 95.23% | $10.9M | $80.0M |
| Q1 2026 | 87.52% | 95.45% | $4.9M | $69.2M |
| Q2 2026 | 90.23% | 96.79% | $5.4M | $80.2M |
Arthur State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Arthur State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Arthur State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15085) · FFIEC NIC profile (RSSD 591320)