Arthur State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 2.71 percentage points in Q2 2026, from 87.52% to 90.23%. It was the largest change from Q1 2026 among the key lines here. Within South Carolina, Arthur State Bank is 20th of 44 on return on assets, 1.19% as of Q2 2026. The median for banks in the $100M-1B asset tier is 1.26% on return on assets. Arthur State Bank sits 0.06 points lower, at 1.19% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.15% |
| Tier 1 risk-based capital ratio | 12.15% |
| Total risk-based capital ratio | 13.35% |
| Tier 1 leverage ratio | 8.30% |
| Equity capital to assets | 6.80% |
| Tangible equity to tangible assets | 6.80% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.60% |
| Non-performing assets ratio | 0.46% |
| Net charge-off ratio | 0.02% |
| Texas ratio | 6.03% |
| Allowance for credit losses to loans | 1.04% |
| Reserve coverage of non-performing loans | 173.19% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.19% |
| Return on equity | 17.51% |
| Net interest margin | 4.51% |
| Efficiency ratio | 69.08% |
| Yield on earning assets | 5.26% |
| Cost of funds | 0.78% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 90.23% |
| Core deposits to total deposits | 96.79% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 82.47% |
| Securities to assets | 16.42% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.53% | 12.53% | 13.53% | 8.04% | 0.69% |
| Q4 2023 | 12.45% | 12.45% | 13.49% | 8.04% | 0.72% |
| Q1 2024 | 12.35% | 12.35% | 13.37% | 8.02% | 0.68% |
| Q2 2024 | 11.54% | 11.54% | 12.52% | 8.06% | 0.78% |
| Q3 2024 | 11.71% | 11.71% | 12.74% | 8.13% | 0.93% |
| Q4 2024 | 11.56% | 11.56% | 12.65% | 8.16% | 1.25% |
| Q1 2025 | 11.81% | 11.81% | 12.96% | 8.20% | 1.10% |
| Q2 2025 | 11.96% | 11.96% | 13.13% | 8.16% | 1.19% |
| Q3 2025 | 12.10% | 12.10% | 13.29% | 8.19% | 1.24% |
| Q4 2025 | 12.11% | 12.11% | 13.31% | 8.11% | 1.20% |
| Q1 2026 | 12.17% | 12.17% | 13.38% | 8.27% | 1.08% |
| Q2 2026 | 12.15% | 12.15% | 13.35% | 8.30% | 1.19% |
Arthur State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Arthur State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Arthur State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15085) · FFIEC NIC profile (RSSD 591320)