Arvest Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Risk-weighted assets rose 2.6% in Q2 2026 to $22.62B, the biggest move on this page. Within Arkansas, Arvest Bank is 30th of 37 on CET1 ratio, 11.45% as of Q2 2026, below the middle of the field. The median for banks in the $10B-100B asset tier is 12.96% on CET1 ratio. Arvest Bank sits 1.51 points lower, at 11.45% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.45% |
| Tier 1 risk-based capital ratio | 11.45% |
| Total risk-based capital ratio | 12.48% |
| Tier 1 leverage ratio | 9.11% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $2.59B |
| Tier 1 capital | $2.59B |
| Total risk-based capital | $2.82B |
| Total equity capital | $2.36B |
| Risk-weighted assets | $22.62B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.42% |
| Tangible equity to tangible assets | 6.87% |
| Equity capital to average assets | 8.18% |
| Internal capital growth rate | 6.64% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $4K |
| Common stock surplus | $1.05B |
| Retained earnings | $1.97B |
| Preferred stock and surplus | $2.2M |
| Accumulated other comprehensive income | -$664.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 10.87% | 10.87% | 11.81% | 8.18% | $20.78B |
| Q4 2023 | 10.85% | 10.85% | 11.78% | 8.10% | $20.78B |
| Q1 2024 | 11.51% | 11.51% | 12.45% | 8.43% | $20.21B |
| Q2 2024 | 11.39% | 11.39% | 12.34% | 8.77% | $20.55B |
| Q3 2024 | 11.30% | 11.31% | 12.28% | 8.76% | $20.83B |
| Q4 2024 | 11.21% | 11.21% | 12.24% | 8.68% | $21.02B |
| Q1 2025 | 11.23% | 11.24% | 12.29% | 8.74% | $21.16B |
| Q2 2025 | 11.23% | 11.24% | 12.31% | 8.77% | $21.46B |
| Q3 2025 | 11.31% | 11.32% | 12.39% | 8.89% | $21.76B |
| Q4 2025 | 11.41% | 11.41% | 12.46% | 9.00% | $21.99B |
| Q1 2026 | 11.54% | 11.55% | 12.59% | 9.08% | $22.06B |
| Q2 2026 | 11.45% | 11.45% | 12.48% | 9.11% | $22.62B |
Arvest Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Arvest Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Arvest Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8728) · FFIEC NIC profile (RSSD 311845)