Arvest Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 52.9% in Q2 2026, from $1.16B to $544.1M. It was the largest change from Q1 2026 among the key lines here. Within Arkansas, Arvest Bank is 48th of 78 on loan-to-deposit ratio, 83.21% as of Q2 2026, below the middle of the field. The median for banks in the $10B-100B asset tier is 86.83% on loan-to-deposit ratio. Arvest Bank sits 3.62 points lower, at 83.21% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $544.1M |
| Cash and noninterest-bearing balances to assets | 1.94% |
| Cash and securities | $5.63B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $500.3M |
| Other borrowed money | $208.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.74% |
| Trading liabilities | $63.2M |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.21% |
| Net loans and leases to deposits | 82.32% |
| Loans and leases to core deposits | 85.17% |
| Core deposits to total deposits | 97.68% |
| Brokered deposits to total deposits | 0.02% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 80.74% | 97.52% | $362.2M | $3.59B |
| Q4 2023 | 79.96% | 96.75% | $448.4M | $3.08B |
| Q1 2024 | 74.00% | 96.32% | $381.8M | $567.1M |
| Q2 2024 | 76.54% | 96.39% | $386.5M | $567.5M |
| Q3 2024 | 77.42% | 96.16% | $415.5M | $557.7M |
| Q4 2024 | 77.12% | 95.96% | $475.5M | $259.7M |
| Q1 2025 | 77.66% | 96.42% | $458.6M | $251.8M |
| Q2 2025 | 79.21% | 96.67% | $440.3M | $253.9M |
| Q3 2025 | 81.01% | 96.88% | $473.8M | $243.9M |
| Q4 2025 | 81.26% | 97.13% | $502.0M | $234.7M |
| Q1 2026 | 80.48% | 97.46% | $476.5M | $198.8M |
| Q2 2026 | 83.21% | 97.68% | $500.3M | $208.4M |
Arvest Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Arvest Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Arvest Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8728) · FFIEC NIC profile (RSSD 311845)