Arvest Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 3.10 percentage points in Q2 2026, from 120.38% to 123.49%. It was the largest change from Q1 2026 among the key lines here. Arvest Bank has the 7th lowest return on assets of the 78 banks headquartered in Arkansas, at 0.53% as of Q2 2026. Against a median of 1.30% for banks in the $10B-100B asset tier, Arvest Bank reported 0.53% on return on assets in Q2 2026, 0.76 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.45% |
| Tier 1 risk-based capital ratio | 11.45% |
| Total risk-based capital ratio | 12.48% |
| Tier 1 leverage ratio | 9.11% |
| Equity capital to assets | 8.42% |
| Tangible equity to tangible assets | 6.87% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.87% |
| Non-performing assets ratio | 0.67% |
| Net charge-off ratio | 0.46% |
| Texas ratio | 8.91% |
| Allowance for credit losses to loans | 1.07% |
| Reserve coverage of non-performing loans | 123.49% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.53% |
| Return on equity | 6.58% |
| Net interest margin | 3.93% |
| Efficiency ratio | 79.68% |
| Yield on earning assets | 5.14% |
| Cost of funds | 1.00% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.21% |
| Core deposits to total deposits | 97.68% |
| Brokered deposits to total deposits | 0.02% |
| Deposits to assets | 87.68% |
| Securities to assets | 18.14% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.87% | 10.87% | 11.81% | 8.18% | 0.04% |
| Q4 2023 | 10.85% | 10.85% | 11.78% | 8.10% | -0.02% |
| Q1 2024 | 11.51% | 11.51% | 12.45% | 8.43% | 0.32% |
| Q2 2024 | 11.39% | 11.39% | 12.34% | 8.77% | 0.21% |
| Q3 2024 | 11.30% | 11.31% | 12.28% | 8.76% | 0.22% |
| Q4 2024 | 11.21% | 11.21% | 12.24% | 8.68% | 0.02% |
| Q1 2025 | 11.23% | 11.24% | 12.29% | 8.74% | 0.30% |
| Q2 2025 | 11.23% | 11.24% | 12.31% | 8.77% | 0.44% |
| Q3 2025 | 11.31% | 11.32% | 12.39% | 8.89% | 0.57% |
| Q4 2025 | 11.41% | 11.41% | 12.46% | 9.00% | 0.58% |
| Q1 2026 | 11.54% | 11.55% | 12.59% | 9.08% | 0.53% |
| Q2 2026 | 11.45% | 11.45% | 12.48% | 9.11% | 0.53% |
Arvest Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Arvest Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Arvest Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8728) · FFIEC NIC profile (RSSD 311845)