Auburn Savings Bank, FSB: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio dropped 1.48 percentage points in Q2 2026, from 114.12% to 112.64%. It was the largest change from Q1 2026 among the key lines here. Auburn Savings Bank, FSB ranks 5th of 22 Maine banks on loan-to-deposit ratio, in the upper half at 112.64% (Q2 2026). Auburn Savings Bank, FSB reported 112.64% on loan-to-deposit ratio for Q2 2026, 31.80 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $14.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $19.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 18.89% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 112.64% |
| Net loans and leases to deposits | 111.57% |
| Loans and leases to core deposits | 148.36% |
| Core deposits to total deposits | 66.57% |
| Brokered deposits to total deposits | 9.36% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 104.87% | 84.56% | $0 | $17.5M |
| Q4 2023 | 107.21% | 81.00% | $0 | $18.6M |
| Q1 2024 | 111.74% | 84.28% | $0 | $21.8M |
| Q2 2024 | 110.18% | 82.76% | $0 | $21.0M |
| Q3 2024 | 108.22% | 74.71% | $0 | $20.0M |
| Q4 2024 | 111.45% | 71.79% | $0 | $20.8M |
| Q1 2025 | 113.04% | 71.84% | $0 | $21.7M |
| Q2 2025 | 107.83% | 67.50% | $0 | $19.0M |
| Q3 2025 | 111.80% | 66.25% | $0 | $19.8M |
| Q4 2025 | 110.82% | 67.36% | $0 | $19.0M |
| Q1 2026 | 114.12% | 67.69% | $0 | $20.6M |
| Q2 2026 | 112.64% | 66.57% | $0 | $19.5M |
Auburn Savings Bank, FSB liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Auburn Savings Bank, FSB, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Auburn Savings Bank, FSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28288) · FFIEC NIC profile (RSSD 229173)