Auburn Savings Bank, FSB: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 1.48 percentage points lower than in Q1 2026, at 112.64%. On return on assets, Auburn Savings Bank, FSB is 1st from the bottom among 22 Maine banks, 0.10% (Q2 2026). Against a median of 1.25% for banks in the $100M-1B asset tier, Auburn Savings Bank, FSB reported 0.10% on return on assets in Q2 2026, 1.15 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.84% |
| Tier 1 risk-based capital ratio | 11.84% |
| Total risk-based capital ratio | 12.99% |
| Tier 1 leverage ratio | 8.03% |
| Equity capital to assets | 6.64% |
| Tangible equity to tangible assets | 6.64% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.02% |
| Non-performing assets ratio | 0.02% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.27% |
| Allowance for credit losses to loans | 0.95% |
| Reserve coverage of non-performing loans | 3852.38% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.10% |
| Return on equity | 1.58% |
| Net interest margin | 3.04% |
| Efficiency ratio | 96.13% |
| Yield on earning assets | 5.42% |
| Cost of funds | 2.46% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 112.64% |
| Core deposits to total deposits | 66.57% |
| Brokered deposits to total deposits | 9.36% |
| Deposits to assets | 73.53% |
| Securities to assets | 11.31% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.02% | 12.02% | 13.27% | 7.91% | -0.05% |
| Q4 2023 | 11.57% | 11.57% | 12.82% | 7.87% | -0.16% |
| Q1 2024 | 12.49% | 12.49% | 13.74% | 7.70% | 0.07% |
| Q2 2024 | 11.91% | 11.91% | 13.16% | 7.86% | 0.14% |
| Q3 2024 | 12.13% | 12.13% | 13.38% | 7.90% | 0.05% |
| Q4 2024 | 11.83% | 11.83% | 13.03% | 7.82% | -0.14% |
| Q1 2025 | 12.17% | 12.17% | 13.40% | 7.99% | 0.22% |
| Q2 2025 | 11.99% | 11.99% | 13.18% | 7.97% | 0.28% |
| Q3 2025 | 12.40% | 12.40% | 13.62% | 8.11% | 0.49% |
| Q4 2025 | 12.43% | 12.43% | 13.64% | 8.17% | 0.41% |
| Q1 2026 | 12.49% | 12.49% | 13.70% | 8.29% | 0.25% |
| Q2 2026 | 11.84% | 11.84% | 12.99% | 8.03% | 0.10% |
Auburn Savings Bank, FSB vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Auburn Savings Bank, FSB, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Auburn Savings Bank, FSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28288) · FFIEC NIC profile (RSSD 229173)