Auburn Savings Bank, FSB: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Auburn Savings Bank, FSB of Auburn, ME against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.10% | 1.34% | -1.24% | 6th bottom |
| ROAE | 1.58% | 13.32% | -11.74% | 7th bottom |
| Net Interest Margin | 3.04% | 3.93% | -0.89% | 11th bottom |
| Efficiency Ratio | 96.13% | 61.14% | +34.99% | 4th bottom |
| PPNR / Avg Assets | 0.12% | 1.68% | -1.56% | 4th bottom |
| Yield on Earning Assets | 5.42% | 5.67% | -0.25% | 41st below |
| Cost of Funds | 2.46% | 1.88% | +0.58% | 16th bottom |
| Net Interest Spread | 2.59% | 3.32% | -0.73% | 17th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.02% | 0.94% | -0.92% | 82nd top |
| NPA / Total Assets | 0.02% | 0.70% | -0.68% | 83rd top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.95% | 1.28% | -0.33% | 20th bottom |
| ACL / NPLs (Coverage) | 3852.38% | 1538.42% | +2313.96% | — |
| Texas Ratio | 0.27% | 7.33% | -7.06% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.84% | 19.50% | -7.66% | 16th bottom |
| Tier 1 Ratio | 11.84% | 19.54% | -7.70% | 16th bottom |
| Total Capital Ratio | 12.99% | 20.62% | -7.63% | 16th bottom |
| Leverage Ratio | 8.03% | 12.14% | -4.11% | 3rd bottom |
| Equity / Assets | 6.64% | 11.37% | -4.73% | 5th bottom |
| TCE / Tangible Assets | 6.64% | 11.09% | -4.45% | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 112.64% | 80.63% | +32.01% | 2nd bottom |
| Core Deposit Ratio | 66.57% | 86.86% | -20.29% | 3rd bottom |
| Wholesale Funding Ratio | 18.89% | 5.03% | +13.86% | 2nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.50% | 6.85% | -6.35% | 22nd bottom |
| Loan Growth (Y/Y) | 3.74% | 7.90% | -4.16% | 41st below |
| Deposit Growth (Y/Y) | -0.70% | 6.29% | -6.99% | 19th bottom |
See Auburn Savings Bank, FSB's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Auburn Savings Bank, FSB, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Auburn Savings Bank, FSB profile, how to read a UBPR, or how this data updates.